#financial results #FY 2025 #Freedom Holding

Freedom Holding Corp. Reports Fiscal Year 2025 Financial Results

On June 15, 2025, Freedom Holding Corp. (NASDAQ: FRHC), a prominent financial group operating in 22 nations, announced its financial performance for the fiscal year ending March 31, 2025. The results emerged with a remarkable 23% rise in revenue, increasing from $1.67 billion to $2.05 billion. This growth reflects the robust operational capabilities of the company and the successful implementation of its digital ecosystem strategy.

CEO Timur Turlov remarked, "Our 2025 results show that the strategy we've been building for years is paying off. We are transitioning from a collection of financial products to a unified ecosystem that touches nearly every aspect of our customers’ financial lives. We're proud of the growth we've achieved, especially in our core businesses, and excited about what lies ahead."

Fiscal 2025 Highlights

The company experienced significant operational growth, with total revenue reaching $2.05 billion, a substantial increase compared to the previous year. This growth was primarily driven by enhanced activity in its brokerage and insurance sectors, alongside a rise in interest income from margin and customer loans. Overall customer growth demonstrated strength across all divisions.

• - Revenue Breakdown: Fee and commission income totaled $505 million, reflecting a 15% increase from the prior year. Increased brokerage service activity contributed to a 29% rise in income, reaching $430.1 million, supported by an expanding retail customer base.
• - Interest Income Growth: Interest income rose to $864.5 million, marking a 4% increase year-on-year, driven by growth in margin lending and an expanded loan portfolio at Freedom Bank KZ. Margin loans experienced a notable increase of 21%, with customer loans growing by 18%.
• - Brokerage Accounts Growth: The company reported a 29% year-over-year rise in brokerage accounts, totaling 683,000. Additionally, active accounts surged 57% to surpass 151,000, with bank clients more than doubling to 2.5 million.

The dominant performance of the insurance sector became evident, with underwriting income soaring 134% to $617.6 million due to strong demand for pension and accident insurance products. Furthermore, the brokerage division recorded revenues of $717.3 million. The company's banking segment generated $506.1 million, and the earnings from the