In a noteworthy move aimed at enhancing the safety of its clients’ vehicles, SBI Insurance Co., Ltd., headquartered in Tokyo, has recently developed a unique forecasting model for hail disasters. This initiative, the first of its kind in the direct insurance sector, allows the company to provide hail alert emails starting on March 30 for its automobile insurance policyholders.
SBI Insurance recognizes that it is not only essential to offer robust compensation in case of accidents but also to mitigate damage before it occurs. With increasing cases of hail damage to vehicles attributed to climate change, the company has taken proactive measures through the utilization of a hail disaster occurrence forecasting model. Having conducted two successful Proof of Concept (PoC) trials beginning in March 2025, SBI Insurance is now ready to roll out this service to assist in disaster preparedness and damage reduction.
Historically, predicting hail damage has been challenging, yet the company aims to inform clients about potential hail events, allowing them to take preventive measures like moving vehicles into covered parking or using car body covers. From March 2025, using a combination of automobile insurance claims data and extensive meteorological big data, SBI Insurance undertook a continuous effort to develop and refine its forecasting model. By evaluating daily weather information, it will be able to provide alerts via email to automobile insurance policyholders in areas where hail is predicted to occur.
Additionally, alongside the alert service, SBI Insurance has partnered with Rilo Club and AUTOLAB, providing custom-fit body covers at discounted rates specifically for its automobile insurance policyholders. This collaboration aims to foster an environment where customers can easily implement strategies to prevent damage, ensuring they can enjoy their car lives with confidence.
SBI Insurance is also focused on creating value through offerings that effectively leverage digital technology, aiming for maximum customer satisfaction.
The custom-fit body covers, offered at special rates, cater to not only hail protection but also shield vehicles from damage caused by snow, summer sun exposure that can harm the paint, and winter issues such as door or glass freezing. More details about the special discounts can be found on their website.
SBI Insurance operates under the guiding principle of "New insurance for a new era," providing cutting-edge insurance products and services. The company strives to deliver assurance and security through innovative solutions powered by technology.
About SBI Insurance
Founded on June 1, 2006, SBI Insurance is a key player in the SBI Insurance Group, which encompasses a range of companies under a unified insurance business umbrella. The group endeavors to create added value in the insurance field, strategically expanding its customer base while continuing to elevate corporate value.
For more information, visit
SBI Insurance's official website.