Milo Achieves Remarkable Crypto Mortgage Milestone with $100 Million in Originations

Milo's Impressive Growth in Crypto Mortgages

Milo, a groundbreaking financial technology company specializing in crypto lending, has recently celebrated a significant milestone by originating over $100 million in crypto mortgages. This remarkable achievement showcases the growing acceptance and demand for digital asset-based financing among institutional investors and high-net-worth individuals alike.

Among these transactions, the firm successfully closed its largest crypto mortgage to date, totaling an impressive $12 million. This move not only marks a critical turning point for Milo, but it also signals the maturity of the crypto mortgage ecosystem.

Strong Market Performance

Milo has maintained a flawless track record of zero margin calls across its mortgage portfolio, paired with competitive interest rates that hover around an average of 7%. This track record demonstrates that crypto mortgages can offer both stability and value for clients seeking alternative financing solutions. By leveraging AI for underwriting, servicing, and real-time collateral monitoring, Milo outpaces traditional lenders, an essential advantage in today’s fast-paced digital asset marketplace.

Josip Rupena, CEO and founder of Milo, remarked, "Crossing $100 million in originations demonstrates the maturity and stability of our lending infrastructure. We've moved beyond proving the concept. Now we're proving the execution." The growing interest in crypto as collateral is evident, with clients opting to use Bitcoin for home purchases and cashing out home equity to further invest in crypto assets.

Milo's unique proposition offers up to 100% financing on home purchases, enabling loan amounts of up to $25 million. This eliminates the need for cash down payments while avoiding potentially costly taxable events. Pledging Bitcoin or Ethereum as collateral allows clients to diversify into real estate without sacrificing their crypto exposure, making this an attractive option for savvy investors.

For borrowers seeking more control, Milo provides a self-custody crypto mortgage option, allowing clients to retain possession of their Bitcoin while still securing financing. Client assets in the traditional crypto mortgage are safeguarded by industry-leading custodians like Coinbase and BitGo, with Milo regulated and audited as a licensed lender under stringent oversight.

Transforming the Lending Landscape

As an industry pioneer, Milo is setting new standards in the realms of cryptocurrency and real estate lending. Adam Back, CEO of Blockstream and a veteran Bitcoin advocate, described Milo's product as a "game changer in Bitcoin lending," emphasizing its potential to unlock meaningful real-world applications for countless Bitcoin enthusiasts. As Bitcoin continues to appreciate, clients can build equity in real estate without needing to sell their long-term investments in cryptocurrency.

Furthermore, the demand for Milo's crypto loan product has surged. In 2025, the loan book quadrupled in size, reflecting its competitive edge and appeal to a broad range of borrowers. With interest rates starting at 8.25%, clients can utilize these flexible loans for various pursuits, including acquiring more Bitcoin, purchasing land, funding home improvements, and investing in business opportunities.

About Milo

Milo is at the forefront of the crypto lending revolution, offering innovative solutions backed by Bitcoin and Ethereum. Its advanced AI-driven technology, combined with institutional-grade custody, allows clients to experience seamless transactions and secure financing options. With a commitment to regulatory compliance and a focus on client security, Milo proudly serves clients nationwide.

For more detailed information about Milo and its services, interested readers are encouraged to visit milo.io.