OppFi Expands Share Buyback Program with Additional $20 Million Investment

In a strategic move that underscores its commitment to delivering shareholder value, OppFi Inc. (NYSE: OPFI) has recently announced an expansion of its share repurchase program. The Board of Directors has approved an additional purchase of up to $20 million of its Class A common stock, effectively doubling the total authorization under this program to $40 million. This decision follows the company’s proactive approach to maintaining investor confidence and optimizing stockholder returns.

OppFi, known for its tech-enabled digital finance solutions that partner with banks to serve everyday Americans, previously enacted a share repurchase of approximately 1.4 million shares for around $7.6 million. In the third quarter of 2025 alone, the company successfully bought back about 390,000 shares. Following this increase, OppFi now has around $32.4 million remaining under its authorization for further stock buybacks. Todd Schwartz, CEO and Executive Chairman of OppFi, expressed the company’s belief that its stock currently trades at a substantial discount compared to its intrinsic value. He emphasized that this enhancement to their buyback program reflects ongoing confidence in OppFi’s long-term growth trajectory and underscores a steadfast commitment to returning value to its stockholders.

This repurchase initiative aims to reinforce shareholder trust amidst a market that has shown fluctuating conditions. The company plans to execute these buybacks through various avenues including open market purchases, private negotiations, or alternative methods, thereby ensuring compliance with applicable securities laws. While there is no binding commitment to repurchase specific amounts or a designated number of shares, the timing and volume of these repurchases will be contingent upon market conditions, trading volume, share price, and other pertinent factors.

Following the announcement, market analysts and investors will closely monitor how this move plays out for OppFi, particularly in terms of its influence on stock performance and overall market perception. Given the competitive landscape of financial services, which can be affected by various external economic circumstances, strategic decisions like this are pivotal.

The company’s offerings, primarily revolving around helping consumers who are underserved by traditional financial means, remain vital to its mission. By emphasizing transparency and customer experience, OppFi maintains a commendable rating on platforms like Trustpilot, featuring a 4.5 out of 5 stars based on over 4,900 reviews. This strong customer feedback positions OppFi favorably among its peers in the financial technology space.

Furthermore, the company holds a 35% interest in Bitty Holdings, LLC—a credit access firm that provides revenue-based financing solutions to small businesses—a sector that has been increasingly important in the digital finance landscape. Looking forward, OppFi's management has expressed optimism regarding its capacity to scale operations and maximize its service offerings, further enhancing its value to shareholders.

In conclusion, the increase to the share repurchase program not only reflects OppFi's resilience and readiness to adapt in dynamic market environments but also signals to investors the company’s long-range vision of sustainable growth and value generation. As the financial landscape continues to evolve, initiatives like these illustrate the strategic foresight necessary for navigating future challenges and opportunities.

As OppFi continues its journey in the digital finance space, its actions will undoubtedly attract the attention of industry players and stakeholders, making it a company to watch in the coming years.

Topics Financial Services & Investing)

【About Using Articles】

You can freely use the title and article content by linking to the page where the article is posted.
※ Images cannot be used.

【About Links】

Links are free to use.