Liquid's LIQUID eKYC to Be Adopted by d NEOBANK App of SBI Net Bank

Introduction

Element Group's Liquid Corporation, located in Chuo-ku, Tokyo, has announced a significant upgrade in online identity verification services. The company will provide its innovative online verification solution, LIQUID eKYC, to the d NEOBANK app offered by SBI Net Bank, also headquartered in Tokyo. This integration is expected to enhance security and streamline operations, offering users an efficient banking experience.

LIQUID eKYC: Revolutionizing Identity Verification

LIQUID eKYC is designed for online identity verification, employing methods such as reading IC chip information from official identification documents like driver's licenses, My Number cards, residence cards, and special permanent residence certificates. This service enables the seamless verification of a user's identity through the use of electronic signature validation, helping to prevent impersonation and document tampering.

Starting from March 23, 2026, users can expect an efficient onboarding process with the LIQUID eKYC. The app will eliminate the need to take photographs of identity documents, which traditionally slowed down account opening and various administrative processes, thereby allowing for quicker access to banking services.

Background of the Collaboration

Liquid has had a fruitful partnership with SBI Net Bank since 2019, previously offering LIQUID eKYC for account opening. In 2023, Liquid extended its collaboration by introducing LIQUID Auth, which is focused on identity verification. This partnership reinforces the commitment to developing secure online banking solutions.

In February of this year, Liquid's LIQUID Auth was implemented in SBI Net Bank's new fraud detection measures, showcasing the practical applications of this cutting-edge technology in combating fraudulent activities.

Technological Advancements

The LIQUID eKYC system not only enhances identity verification but also strengthens security measures. The integration will include advanced verification technologies capable of detecting spoofing attempts, powered by an AI system known as Liquid PAD. This AI is designed for facial recognition and is certified to meet the international security standard ISO/IEC 30107, ensuring high levels of security and reliability.

By utilizing these technologies, the service ensures that the verification process can be completed without users having to manually take photographs, thus significantly reducing the time required to open accounts or complete transactions. The swift nature of this process is a major improvement for users, allowing them to access their accounts without unnecessary delays.

Future Developments

Following the launch of LIQUID eKYC in the d NEOBANK app, further developments are planned, including the sequential rollout to additional branches and BaaS partnerships. Liquid's capabilities are expected to play a vital role in addressing the growing concerns around online fraud and identity theft in the digital banking landscape.

Market Leadership and Achievements

Liquid has established itself as a leader in the eKYC market, holding the number one position for six consecutive years. The service has facilitated approximately 150 million identity verification processes across various platforms, including over 600 corporate clients. The combination of artificial intelligence, biometric recognition, and OCR technology ensures a low drop-off rate in the verification process, making it a trusted choice for online identity verification.

About Liquid and Its Vision

Founded in December 2018, Liquid is driven by the mission to create a seamless society where all individuals can access services in a safe and efficient manner. Liquid is committed to providing cross-industry fraud detection solutions while improving convenience and security. Their innovative approaches seek to enhance both user experiences and operational efficiencies across various sectors, including finance, telecommunications, and real estate.

Conclusion

The upcoming integration of Liquid's LIQUID eKYC into the d NEOBANK app promises to enhance the banking experience for users while significantly bolstering security measures against fraud. As online banking continues to expand in scope and scale, partnerships like these will shape the future of digital identity verification and authentication methods.