Builders Insurance Group Achieves A (Excellent) Financial Strength Rating from AM Best

Builders Insurance Group Receives A (Excellent) Rating from AM Best

In a recent evaluation, AM Best, a leading global credit rating agency focused on the insurance industry, reaffirmed Builders Insurance Group's financial strength rating of A (Excellent), emphasizing a stable outlook for the company's future. This recognition is a testament to Builders Insurance Group's solid financial foundation as they continue to broaden their product offerings and geographic reach.

Strong Financial Position

AM Best's latest assessment praised Builders Insurance Group for its very strong balance sheet, bolstered by solid capitalization and consistent surplus growth. Moreover, favorable reserve trends have contributed to the company’s financial stability. The rating signifies Builders' capacity to not only maintain its current operations but to also invest strategically in areas such as technology and human resources for future expansion.

Todd Campbell, the President and CEO of Builders Insurance Group, highlighted the significance of this rating for both their agents and policyholders. "Our A rating is an important measure of the financial strength and stability we bring to our agents and policyholders," he stated, reaffirming the company’s commitment to disciplined underwriting and strong capitalization practices that have guided their operations for over three decades.

Expansion and Opportunities

The rating agency also noted that Builders Insurance Group has witnessed recent premium growth — primarily driven by increasing opportunities in the surplus lines market and the expansion of its product suite across various territories. This growth has been complemented by sustained net income, fortified by a remarkable investment income that achieved a five-year peak in 2025.

With AM Best maintaining a stable outlook, the agency anticipates Builders will continue to uphold its very strong balance sheet strength, with robust operating results contributing to the necessary growth in surplus to support its expanding business portfolio.

Comprehensive Coverage

The A (Excellent) financial strength rating applies across Builders Insurance Group's various subsidiaries, including American Builders Insurance Company, Bondex Insurance Company, Builders Insurance (An Association Captive Company), and several others. Each of these companies has also received a stable outlook from AM Best, reflecting confidence in their financial health and operational stability.

About Builders Insurance Group

Headquartered in Atlanta, Builders Insurance Group specializes in providing property and casualty insurance, with a particular focus on workers' compensation and commercial insurance related to construction risks. For over 30 years, the company has partnered with independent agents to protect businesses across the Southeastern United States and beyond. Builders Insurance Group is not only recognized for its financial strength but has also been honored as a Great Place to Work® and identified as one of the Best Places to Work in the Insurance sector.

As they continue to evolve and adapt to market needs, Builders Insurance Group remains dedicated to fostering a culture of care and support, ensuring that businesses are equipped to prevent injuries and navigate the claims process efficiently.

To explore the complete analysis by AM Best, visit ratings.ambest.com (registration may be required).