#Singapore #Financial Technology #Beehive Fintech #Perfios

Beehive Fintech Revolutionizes Underwriting with Perfios

In a significant leap towards modernization in the financial sector, Beehive Fintech, a pioneering digital SME lending platform, has announced its latest transformation in the underwriting process, powered by Perfios's innovative AI-driven automation solutions. This strategic collaboration aims not only to streamline operations but also to enhance the precision and speed of loan approvals significantly.

Transforming Underwriting Processes

On November 13, 2025, at the Singapore Fintech Festival, Beehive Fintech unveiled its partnership with Perfios, highlighting a remarkable 48% improvement in the speed of loan decision-making. By implementing Perfios Nexus, an advanced end-to-end platform that handles document ingestion, classification, and intelligent processing, Beehive is positioned to redefine the lending experience for small and medium enterprises (SMEs).

The Perfios Nexus 360 serves as a comprehensive solution that automates workflows and accelerates due diligence, facilitating faster credit assessments and decision-making. This transformation is key to Beehive's mission of delivering reliable, data-oriented lending practices to SMEs, ensuring they have quicker access to financing options that support their growth.

Importance of Speed and Accuracy

In today’s competitive market, where time is of the essence, the ability to process loan applications with enhanced speed and accuracy is crucial. Abiha Ahmed, the Director of Operations and Risk at Beehive Fintech, commented, “Our goal has always been to make financing simpler and more accessible for SMEs. The Perfios Nexus solution revolutionizes our underwriting process, enabling superior application evaluations while maintaining robust risk governance.” This emphasis on efficiency and precision is a game-changer for SMEs that often face hurdles in accessing capital.

Strategic Expansion Plans

Following the successful implementation of this technology, Beehive plans to extend Perfios' cutting-edge solutions across the Gulf Cooperation Council (GCC) region. This strategic move aims to enhance its digital lending infrastructure, thereby facilitating broader financial access to underserved businesses within the region.

Pramod Veturi, CEO of International Business at Perfios, expressed optimism about this partnership, stating, “We are excited to join Beehive Fintech in their transformative journey. The intelligence and scalability of Perfios Nexus provide significant improvements to every aspect of credit evaluation. Beehive's rapid success exemplifies the impact that technology can have on enhancing both speed and quality in financial decision-making.”

About Beehive Fintech

Founded in 2014, Beehive is renowned as the first regulated digital SME lending platform in the MENA region. By connecting businesses in need of capital with willing investors, Beehive offers an innovative approach to funding that is both quicker and more flexible than traditional options. Through its commitment to leveraging technology, Beehive has established itself as a trusted ally for SMEs across the region.

About Perfios

Established in 2008, Perfios is a global software as a service (SaaS) provider serving more than a thousand financial institutions across 20 countries. Their pioneering platforms assist banks and financial services in enhancing their operations, from underwriting to fraud prevention, thus significantly accelerating the access to credit and other financial services.

Conclusion

As the financial landscape continues to evolve, the collaboration between Beehive Fintech and Perfios represents a substantial step forward in enhancing lending processes for SMEs. By harnessing the power of AI, they are set to facilitate quicker, more accurate financial assessments, ultimately fostering a more agile and accessible financial ecosystem.