Funds Announces Shortened Distribution Payment Timeline for Investors

Introduction

Funds Inc., headquartered in Shibuya, Tokyo, is revolutionizing asset management with its fixed-rate investment service, Funds. CEO Yuichiro Fujita announced a significant change aimed at enhancing investor convenience. Starting in November 2025, the timeline for distribution payments will be shortened to five business days after borrower repayment, compared to the previous timeline of 25 days. This initiative aims to improve investment efficiency for investors by allowing them quicker access to their returns.

Change Overview

Previous Distribution Timeline

- Payments were made on the 25th of the month following the borrower’s repayment (or the preceding business day if it fell on a holiday).

New Distribution Timeline (Effective November 2025)

- Payments will now be processed within five business days following the borrower’s repayment.

It’s important to note that while the distribution deadline stipulated in the anonymous partnership contract remains unchanged (the end of the month following repayment), there may be instances where it takes longer than five business days due to administrative procedures. However, any payments made by the end of the following month will be considered normal distributions.

Investor-Centric Approach

Funds has consistently prioritized the needs of its investors, and this latest adjustment reflects its commitment to enhancing user experience. The company plans to continue improving operational processes to ensure that customers can utilize Funds seamlessly and efficiently.

About Funds

Funds is an online platform that allows individuals to lend money indirectly to listed companies starting from just one yen. As of the end of August 2025, Funds has managed to attract investments into 545 funds created by 111 listed companies, boasting an impressive record of zero payment delays or defaults.

Key Features of Fixed-Rate Investment with Funds

- Stable Returns: Investments with Funds are not affected by market fluctuations, offering a stable path to asset accumulation without the stress of market volatility.
- Minimal Investment: For first-time investors, Funds offers the unique opportunity to start investing with as little as one yen, eliminating psychological barriers.
- Strict Participation Criteria: Only companies that meet the firm’s financial and business plan criteria can raise funds on the platform.
- Exclusive Benefits: Some funds provide investors with special perks, including discount services and invitations to exclusive tasting events.

As it moves forward, Funds aims to foster new connections between individual investors and companies, creating shared value in the financial landscape.

CEO Profile

Yuichiro Fujita graduated from Waseda University and began his career at CyberAgent. In 2007, he founded a company specializing in web development and marketing support, which he sold to a listed company in 2012. He later launched a major lending-based crowdfunding service in 2013 and founded Funds Inc. in 2016.

Important Notices on Fees and Risks

- No Account Opening Fees: Funds charges no fees for account opening or management. However, the transfer fees when sending money from the bank to the deposit account will be borne by the customer. Check with your bank for these fees.
- Investment Risks: Funds do not guarantee principal or returns, and investors should read the important notes regarding terms and risk before investing.