Joycal Launches Flexible Car Lease with No Penalty After Two Years

Joycal's New Car Lease Solution: Seven Max FREE

On May 19, 2025, Joycal Japan unveiled its innovative car leasing option, the Seven Max FREE. This plan allows users to cancel or return the leased vehicle without any penalties after a two-year period, regardless of a standard seven-year contract. This flexibility reflects the growing need for adaptable options in today’s rapidly changing lifestyle landscape.

Context: The Need for Flexibility in Car Leasing

In recent years, personal circumstances such as job relocations, child-rearing, elderly care, and returning driving licenses have prompted many to reevaluate their transportation needs. A survey conducted by Joycal in March 2025 revealed that approximately 54.8% of respondents found the ability to adapt to environmental changes within a year to be a major draw for the leasing model. Conversely, the inability to terminate a lease early is a significant barrier for 27.8% of users. The Seven Max FREE was designed in response to this feedback, offering a lease solution that prioritizes flexibility.

Overview of the Seven Max FREE

The Seven Max FREE plan is an offshoot of Joycal’s standard fixed-rate lease, Seven Max, aimed at addressing various lifestyle changes, including moves for work, parenting responsibilities, and other transitional phases. With the option to exit the contract after 25 months without penalties, it blends the security of fixed payments with the flexibility to make adjustments in life.

Key Features of the Seven Max FREE:

- Flexible Cancellation: Users can terminate their lease with no penalties after the initial 24 months.
- Variable Monthly Payments: The monthly rates decrease gradually over the contract duration, ensuring affordability while maintaining a comparable total cost to previous models at the end of the term.
- Vehicle Selection: Exclusively available for a curated selection of Seven Max vehicles, with color customization options.
- No Down Payment or Bonus Payments: The plan operates on a straightforward monthly payment model without upfront costs.
- Insurance Options: Option for users to choose their insurance provider; note that credit card payments are not accepted.

Ideal Candidates for Seven Max FREE

This flexible leasing option suits a variety of individuals:

- Those looking to explore the car leasing or subscription model.
- Individuals whose vehicle needs vary based on job location (urban vs rural).
- Those needing a vehicle temporarily while waiting for a new car that has a long delivery time.
- Families wanting a second car solely during the parenting or maternity leave phase.
- Parents wishing to support their children with their first vehicles for the initial two years.
- Individuals anticipating returning their driving licenses and needing short-term access to a safe new vehicle.

Comparison with Other Joycal Leasing Options

To better understand the benefits of Seven Max FREE, here’s a brief comparison with Joycal’s existing plans:

Criteria	Standard Plan	Seven Max FREE	Short-term Plan
------	------	-----	-------
Contract Duration	7 years	7 years only	3 years
Cancellation Timing	Generally not allowed	After 25 months, penalty-free	After 13 months, penalty-free
Vehicle Selection Freedom	All makes and models	7-year selected vehicles (all colors)	Limited models

Joycal also offers the Tasu Cutter 3, providing peace of mind against accidents or damages during the lease period, ensuring users can drive without worry.