#United States #Petaluma #Costero Brokers #Tangram Insurance #Crisis Care

Tangram Insurance Services Introduces Crisis Care Coverage

PETALUMA, California – May 21, 2025
Tangram Insurance Services, Inc., a leading Managing General Agency, is thrilled to unveil its innovative Crisis Care for Education and Social Services product in alliance with Costero Brokers. This new offering is designed to meet the growing demand for liability and crisis-related coverage specific to educational and social service environments.

Understanding Crisis Care Coverage

The Crisis Care Coverage provides a comprehensive suite of risk management solutions tailored to various threats faced by educational institutions and social service providers. Among the protective measures included in the policy are:

• - On-campus assault protection
• - Emergency security and evacuation procedures
• - Natural disaster coverage
• - Stalking threat response
• - Business interruption insurance
• - Child abduction and kidnapping protection
• - Coverage for hostage crises and wrongful detentions
• - Additionally, the policy features a unique crisis response extension that encompasses several event types often overlooked in traditional coverage plans.

Tracy Bernard, Senior Vice President of Program Strategy at Tangram, stated, “The recent passage of California Senate Bill 553 mandates that all employers in the state must maintain a comprehensive Workplace Violence Prevention Plan. Our new product not only supports compliance with this legislation but also provides our clients with a one-stop solution for their crisis-related insurance needs.”

Compliance with Workplace Safety Regulations

While California SB 553 doesn’t explicitly require a workplace violence insurance policy to accompany the Safety Plan, having such coverage can significantly enhance an organization’s Workplace Violence Prevention Plan. With employers now under closer scrutiny regarding safety protocols and compliance standards enforced by Cal/OSHA, it becomes essential for institutional management to consider the inclusion of this coverage as part of a broader safety strategy.

Tangram’s innovative solution enables clients to access best-in-class crisis response capabilities through a single policy, streamlining the process to manage risk effectively. Bernard added, “Our longstanding collaborations in the crisis care specialty area have granted us the capability to empower brokers with this cutting-edge product.”

Availability and Coverage Limits

The new Crisis Care product is accessible to all brokers appointed by Tangram. Standard coverage limits for these policies range from $1 million to $5 million, with options for higher limits available upon request. This flexible setup is designed to cater to a wide array of organizational needs, ensuring that all schools and service providers can find a viable security and compliance solution.

About Tangram Insurance Services, Inc.

Tangram Insurance Services is recognized nationally for its expertise in offering specialized insurance programs across various industries. With over twenty years of experience, Tangram partners with leading insurance providers to deliver niche solutions that meet the unique demands of their clients. For more information, visit www.tangramins.com.

About Costero Brokers Limited

Established in 2017, Costero Brokers Ltd. is an independent, multi-class Lloyd's of London broker. They specialize in a diverse range of insurance products and services. To learn more, please visit costerobrokers.com.

This product launch signifies Tangram's commitment to providing innovative coverage options in an ever-changing risk landscape, particularly for sectors committed to safeguarding the well-being of their staff and clients alike.