#Japan #Nara #Money Forward #BANK Biz #Nanto Bank

Introduction

In a groundbreaking collaboration, Money Forward X Inc. and Nanto Bank have agreed to jointly develop a cutting-edge digital service aimed at corporate users. Utilizing Money Forward X’s corporate services platform, known as BANK Biz, this innovative service will integrate with Nanto Bank’s corporate internet banking infrastructure, with the goal of launching in the fall of 2027.

Background of the Collaboration

As Japan faces challenges from declining birth rates and an aging population, local financial institutions are increasingly called upon to provide robust support for businesses. Nanto Bank has prioritized strengthening its corporate transaction infrastructure and establishing a digital channel within its medium-term management plan, indicating a strong commitment to addressing the management challenges faced by corporate clients digitally. Meanwhile, since May 2025, Money Forward X has been engaged in enhancing local financial institutions' corporate business through its BANK Biz series.

Recently, Nanto Bank has decided to adopt this series as a new digital channel for corporate users. Through this partnership, both companies will work towards creating a new digital channel model that ensures seamless access for corporate clients to financial operations and payment services.

Features of the New Service

1. Integrated Environment for Decision Makers

The BANK Biz series offers a comprehensive solution that caters to both office and mobile environments. It includes a portal optimized for PCs as well as a mobile app, the BANK Biz App, enabling business owners and accountants to manage finances on-the-go. Services traditionally limited to PCs, such as viewing balances, cash flow visualization, and payment approvals, can now be completed on smartphones, ensuring increased efficiency in financial decision-making.

2. Seamless Integration of Accounting and Payment Processes

The new service will facilitate a seamless integration of receiving and issuing invoices, payment processing, and reconciliation, all within one platform. With features like AI-OCR for invoice data processing, automatic generation of payment data, and integration with internet banking for payment approvals, businesses can streamline their back-office operations significantly. The service will act as a hub connecting accounting tasks with payment functionalities, reducing operational burdens significantly.

Roles of Each Company in the Development

Nanto Bank brings its deep insights into regional challenges and robust financial infrastructure, while Money Forward X contributes its advanced skills in SaaS development and UI/UX design. Together, they will spearhead the construction of this service. Nanto Bank will lead the service design and internet banking infrastructure, while Money Forward X will handle the development based on BANK Biz and marketing support. This collaboration aims to merge reliability and convenience, crafting a next-generation business infrastructure that connects back-office operations and payments.

Future Outlook

Both companies aim to position this service as the focal point for enhancing productivity for regional businesses. They will work on creating a highly convenient environment that integrates apps, PCs, and corporate internet banking. Following the launch, there will be gradual enhancements to the service, including the digitalization of various procedures and stronger integration with accounting services. Additionally, they plan to introduce non-face-to-face communication features and advanced management support utilizing data, ultimately achieving a seamless workflow for corporate clients.

By leveraging the insights gained through this joint development, the two companies plan to continue enhancing the value of digital corporate services and contribute to invigorating the local economy.

About Nanto Bank

• - Name: Nanto Bank, Ltd.
• - Location: 4-297-2, Omiya-cho, Nara City, Nara Prefecture
• - CEO: Chairman Ishida Satoshi
• - Founded: June 1934
• - Website: nantobank.co.jp

About Money Forward X

• - Name: Money Forward X, Inc.
• - Location: 3-1-21, Shibaura, Minato City, Tokyo
• - CEO: President Honkawa Daisuke
• - Established: December 2024
• - Business: Development and provision of financial services
• - Website: corp.mf-x.jp

For inquiries regarding service implementation, please contact us through: Contact Us.

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