#Japan #Tokyo #Yoii #RBF Fund #DBJ

Yoii Secures DBJ Participation in RBF Fund

In a significant development for the financial landscape in Japan, Yoii, a fintech company based in Tokyo, has announced that the Development Bank of Japan (DBJ) has joined as a participant in the second closing of its Revenue-Based Financing (RBF) Fund. With this collaboration, the fund's total amount has reached an impressive 1.33 billion yen, marking a pivotal moment for both Yoii and the RBF framework in Japan.

The Rise of Revenue-Based Financing in Japan

Traditionally, startups and small to medium-sized enterprises (SMEs) in Japan have relied heavily on bank loans and equity investments for financing. However, these conventional methods can dilute ownership and often require collateral, making it challenging for companies that wish to maintain flexibility in decision-making. This is where RBF comes into play.

Revenue-Based Financing allows companies to raise capital based on their future revenue potential, providing them with a new avenue for funding. This financing structure becomes particularly advantageous for businesses experiencing rapid growth or those influenced by seasonal fluctuations. The flexibility that RBF offers enables companies to manage their cash flow more efficiently during critical expansion phases, making it a valid option for many Japanese enterprises.

Yoii Fuel, the platform managing the RBF fund, stands out due to its transparent assessment process, which is grounded in financial data and historical performance. Companies that have already launched products and have a certain level of revenue can benefit significantly from Yoii’s unique risk model. This model can grant access to funding that traditional credit models may overlook, thus facilitating the growth potential of numerous businesses in Japan's dynamic market.

Through interactions with various companies, Yoii has identified a significant demand for RBF within Japan and has recognized its effectiveness in supporting entrepreneurial growth. Moving forward, Yoii aims to root the concept of RBF deeply into the Japanese financial ecosystem, which will empower businesses to choose financing solutions that align with their growth trajectories.

Understanding RBF

Revenue-Based Financing (RBF) is a fundraising approach that estimates future revenues based on a company's performance metrics and financial data. Unlike traditional equity or bank loans, RBF prioritizes evaluating a business's potential future performance, rendering it applicable even in scenarios where obtaining funding through standard means is challenging.


An illustrative concept of RBF funding in practice.

Overview of the RBF Fund

• - Fund Name: Yoii RBF Fund No. 1 Investment Limited Partnership
• - Established: January 1, 2025
• - Total Fund Amount: 1.33 billion yen
• - Operation Period: 2 years
• - General Partners: Yoii Co., Ltd.
• - Advisory: Mitsubishi UFJ Trust and Banking Corporation
• - Limited Partners: Mitsubishi UFJ Trust and Banking Corporation, Regional Economy Vitalization Corporation of Japan, FFG Venture Business Partners, and others (in no particular order)

The RBF Fund aims to empower businesses facing challenges in accessing capital, thereby filling a crucial gap in the financing landscape.

Comments from Investors

Yuki Nishimura, a researcher at the DBJ Corporate Investment Division, expressed enthusiasm about their involvement in the Yoii RBF Fund. He believes RBF possesses great untapped potential in providing a flexible financing option that can meet the diverse needs of various companies. DBJ looks forward to supporting the diversification of risk capital supply methods and contributing to the overall growth of Japanese enterprises through this initiative.

Future Outlook

CEO Masaharu Uno of Yoii articulates the company's vision clearly: “We aspire to create an infrastructure for corporate growth in Japan through the introduction of RBF as a new financing option. With DBJ’s recent participation in the RBF fund, we are one step closer to realizing this goal.”

Uno strongly believes in the power of collective effort among numerous challengers in driving society forward; hence Yoii will continue to refine financial systems that support the growth of entrepreneurs and innovative firms. This vision encompasses a broader belief that such enhancements ultimately contribute to humanity's advancement.

About Yoii

Yoii is a fintech company offering innovative financing solutions to startups and SMEs through the framework of Revenue-Based Financing. With a mission to enhance asset liquidity and support transformative entrepreneurs, Yoii is committed to reshaping the capital access landscape in Japan.

For more information, please visit Yoii's website or explore their careers page.