#Brazil #São Paulo #Annual Report #Financial Statements #Banco Santander

Banco Santander (Brazil) Publishes Annual Report 20-F for 2025

Banco Santander (Brasil) S.A., commonly referred to as Santander Brasil, has made a significant announcement regarding its operational and financial activities. On February 27, 2026, the company publicly filed its Annual Report on Form 20-F for the fiscal year ending 2025. This report, which was submitted to both the U.S. Securities and Exchange Commission (SEC) and the Comissão de Valores Mobiliários (CVM) in Brazil, presents a comprehensive overview of the bank's financial performance and operations in the past year.

Key Highlights of the Annual Report

The 20-F document contains crucial information that shareholders and stakeholders can utilize to gauge the bank's effectiveness and compliance with regulatory standards. One notable aspect is the inclusion of certifications under the Sarbanes-Oxley Act; this signifies the rigorous internal controls and procedures that Santander Brasil adheres to, emphasizing its commitment to maintaining a high standard of transparency and integrity in its financial reporting.

In its report, Santander Brasil also included the independent auditors' opinion provided by PricewaterhouseCoopers Auditores Independentes Ltda. This opinion details the audit findings related to the financial statements as well as the effectiveness of the bank's internal controls over financial reporting as of December 31, 2025. Such independent validation is crucial for bolstering investor confidence and ensuring that shareholders receive reliable financial information.

The 20-F report serves as a vital document for investors, containing complete audited financial statements that reflect the stability and operational effectiveness of the bank. Shareholders are encouraged to request a hard copy of this important document at no cost. For obtaining copies, requests can be directed to Santander Brasil's Investor Relations Department, located at Av. Presidente Juscelino Kubitschek, 2235 - 26º Floor, São Paulo, Brazil. The contact for inquiries is +55 (11) 3553 3300, or you can reach them via email at [email protected]

Importance of the 20-F Filing

The filing of the Form 20-F is not just a compliance measure; it is an opportunity for Banco Santander to showcase its growth trajectory, risk management strategies, and future outlook. By detailing crucial financial metrics and operational reviews, the bank provides a transparent view of its business health to potential investors and existing shareholders alike.

In an ever-evolving financial landscape, transparency and regulatory compliance are imperative. As Banco Santander (Brasil) navigates the complexities of the Brazilian and international markets, the Annual Report acts as a roadmap indicating the company’s directions and strategies going forward. This filing underscores the importance of due diligence and responsible investing practices.

For those interested in exploring more about Banco Santander Brasil, including its business strategies and future projections, visiting the company’s official website at Santander Brasil IR is highly recommended. Continuous engagement with the performance indicators highlighted in the 20-F could provide insight into the betterment of the investment landscape as driven by one of Brazil's leading financial institutions.

Conclusion

In conclusion, the Annual Report on Form 20-F filed by Banco Santander (Brasil) S.A. marks a significant step in maintaining transparency and long-term value for its stakeholders. As the company continues to grow and adapt to market demands, its commitment to regulatory compliance and investor education remains steadfast, paving the way for sustainable business practices in the financial industry.