LENDEX Reports Loan Fund Development and Economic Trends for October 2025

LENDEX October 2025 Operational Report

LENDEX, operated by LENDEX Co., Ltd., located in Shibuya, Tokyo, has released its operational report for October 2025. This update offers insights into the company's fundraising and redemption status alongside notable economic trends affecting investments.

Fundraising and Redemption Overview

During October 2025, LENDEX successfully completed fundraising with a total of 17 projects, amounting to ¥996,960,000. Its redemption activities were also significant, with 28 projects totaling ¥1,228,940,000. The heightened activity in property sales contributed to an increased volume of redemptions this month.

As we approach year-end and the bonus shopping season, LENDEX is ramping up efforts to present attractive investment opportunities for our stakeholders. Additionally, from October 24, we have updated our policy to offer a monthly fee waiver for refund processing, encouraging more investors to engage proactively with LENDEX.

Economic Trends in October 2025

The economic landscape, both domestically and internationally, continued to be shaped by central bank monetary policies and inflation trends in October. The depreciation of the yen persisted, primarily driven by expectations concerning prolonged high U.S. interest rates, keeping the exchange rate above ¥146 per dollar. This depreciation not only impacts energy prices and import costs but also raises concerns regarding consumer price inflation.

Despite a resolution in U.S.-Japan tariff negotiations, lingering uncertainties about future developments could maintain a wary market sentiment. On the stock market front, the Nikkei Index has shown resilience, hovering at almost record highs; however, geopolitical risks and worries about an economic slowdown in Europe continue to create a cautious atmosphere among investors.

Conversely, the real estate market remains under pressure due to rising mortgage interest rates and sustained high construction costs, keeping the prices of new properties at elevated levels. Consequently, investor interest has started shifting towards older or renovated properties, where more focus is placed on securing returns and establishing exit strategies. Such a shift demands prudent investment decisions.

Conclusion

In a climate characterized by yen depreciation and rising inflation exacerbating living costs, emphasizing a "specific yield" and a "well-defined exit strategy" is vital for asset protection. LENDEX offers numerous loan-based crowdfunding opportunities with expected annual yields ranging from 6% to 10%. Utilizing monthly distributions and flexible investment periods allows investors to construct an asset portfolio designed to withstand the uncertainties of the current market environment.

For those considering diving into investment, LENDEX's loan-based crowdfunding services, found at LENDEX, may offer the ideal gateway. This model allows investors to pool small investments to lend to businesses, providing returns through retained loan interest.

Starting with LENDEX requires an initial investment of just ¥20,000. With expected annual yields above the industry average of 4-5%, investors can achieve significant returns. Why not take the first step into loan-based crowdfunding today?