GeNiE Launches Air Wallet Quick Loan Personal Financing Service

GeNiE Introduces Air Wallet Quick Loan

GeNiE Inc., headquartered in Chuo-ku, Tokyo, is set to launch a new personal loan service called the "Air Wallet Quick Loan" on July 22, 2025. This service will be available through the Air Wallet remittance application, operated by Recruit MUFG Business (RMB), based in Minato-ku, Tokyo.

As a subsidiary of Acom Co., Ltd., a leader in consumer finance and embedded finance, GeNiE aims to facilitate lending through their innovative approach. Embedded finance refers to the integration of financial services within the operations of a business, enhancing customer experience and providing seamless access to loans.

Since June 2024, GeNiE has been offering their "Money Lamp" embedded finance service, which allows business partners to integrate lending capabilities into their existing services, expanding their financial offerings.

Partnership with RMB

The introduction of the "Air Wallet Quick Loan" marks a significant collaboration between GeNiE and RMB, aiming to provide users with a way to secure funds quickly and without anxiety. According to a survey conducted by Recruit, 37% of respondents expressed that they would feel secure utilizing loan services through familiar applications like Air Wallet, highlighting a strong demand for accessible lending options right within their daily utilities.

For many, the idea of personal loans can seem intimidating, often leading them to forgo new experiences or purchases due to financial constraints. GeNiE is dedicated to expanding opportunities and encouraging individuals to invest in their future by facilitating access to embedded lending solutions.

GeNiE’s vision of a world where everyone can strive toward their dreams resonates with the goals of RMB, creating a shared mission of providing relevant financial services that meet the evolving needs of consumers.

Air Wallet Quick Loan Features

The "Air Wallet Quick Loan" offers users a range of advantages:

1. Fast Approval and Access: Users who have verified their identity through the Air Wallet app can apply for a loan in a matter of minutes. With only their desired loan amount and login password needed, they can receive funds in as little as five minutes post-approval, subject to credit assessment.

2. Safe and Convenient Access: With the ability to apply from an app used daily for money management, users find the process lowers psychological barriers. Enhanced security measures and potential promotional campaigns with Recruit services will bolster safety and encourage participation.

3. Support for Structured Repayment: To encourage responsible borrowing, the service includes features that help visualize loan status and set repayment reminders. Additionally, integration with the Shift Board app allows users to manage work shifts and income forecasts, promoting a disciplined approach to borrowing.

Data privacy is crucial; therefore, any borrowing information will remain confidential and shared solely at the user’s discretion.

More information is available on the service page: Air Wallet Quick Loan.

Money Lamp: Empowering Businesses

GeNiE also offers the "Money Lamp" service, specifically designed for businesses seeking to integrate lending into their operations. This fintech solution allows companies to launch lending services with minimal time and initial investment, eliminating the complexities associated with obtaining a lending license.

Key features of "Money Lamp" include:

- No upfront fees or licensing required for quick monetization.
- Start providing lending capabilities within two weeks.
- High-precision credit assessment systems available only through Acom-backed services.

Find out more about the "Money Lamp" here: Money Lamp.