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Mezo Introduces Groundbreaking Full-Stack Bitcoin Economy on Mainnet

Mezo Unveils the First Full-Stack Bitcoin Economy on Mainnet

On May 28, 2025, Mezo, a revolutionary bank-free Bitcoin finance platform developed by Thesis, announced its highly anticipated Mainnet launch. This innovative platform paves the way for a seamless Bitcoin economy by allowing users to access the practical utility of Bitcoin without selling it. Mezo’s ecosystem is powered by MUSD, the pioneering fully Bitcoin-backed stablecoin that provides users with immediate spending capabilities by leveraging Bitcoin as collateral.

Transforming Everyday Transactions

Mezo marks a significant shift for Bitcoin holders, enabling them to conduct regular financial transactions independently from traditional banking systems. Users can now utilize Bitcoin as collateral to mint and spend MUSD across a variety of decentralized applications (dApps) within the Mezo ecosystem. This innovation gives Bitcoin holders the power to access credit and fixed-rate loans in MUSD while retaining ownership of their assets. Under this model, the platform sets a new precedent in lending affordability, starting with a fixed interest rate of just 1% for MUSD loans, in stark contrast to the standard Bitcoin loan rates that hover between 5% and 20% APR.

In reflecting on the launch, Matt Luongo, CEO of Thesis and Co-founder of Mezo, expressed, “After a decade working within the Bitcoin realm, it’s clear that people don’t want to spend their BTC — they want to earn more. Mezo facilitates this desire, allowing holders to access a credit line while preserving their Bitcoin assets. It embodies the true spirit of self-banking.”

A Successful Testnet Phase

Prior to the Mainnet launch, Mezo underwent a successful Testnet phase that began in November 2024. This interim period demonstrated considerable community engagement, recording over $322 million in total deposits of stablecoins such as USDe, USDT, USDC, and wrapped Bitcoin currencies including WBTC and tBTC. The Testnet also accounted for approximately $1.8 billion in MUSD loans issued and 154,000 individual transactions.

“To facilitate mainstream Bitcoin finance, we need users to focus less on transaction complexity and more on their actual needs,” stated Brian Mahoney, Co-founder of Mezo. He emphasized that Mezo aims to simplify on-chain operations while unlocking actionable Bitcoin finance applications. This vision will not only cater to individual users but also lure institutions and developers into the Bitcoin finance space.

Technological Advancements and Partnerships

One of the pivotal technological enhancements associated with Mezo is Tigris, its proprietary incentive engine designed to deliver flexible, scalable rewards and bolster long-term engagement within the ecosystem. Tigris will oversee validator rewards and protocol revenue flows, establishing a robust framework for the management of Mezo’s financial ecosystem.

Moreover, Mezo has partnered with Lolli, a leading rewards platform that enables over 600,000 users to earn free Bitcoin and cashback on everyday purchases. This collaboration aims to innovate additional avenues for users to earn, spend, and engage with Bitcoin directly within the Mezo ecosystem. The integration of Lolli’s rewards is expected to enhance user experiences while also fostering Lolli's global reach, encouraging broader participation in a circular Bitcoin economy.

Alex Adelman, Founder and CEO of Lolli, remarked, “Partnering with Mezo significantly advances our objective of integrating Bitcoin into daily life through user-friendly solutions. Our collaboration aims to radically redefine how users save, earn, and spend Bitcoin.”