DXC Technology and Aptys Solutions Join Forces to Modernize Payments for U.S. Financial Institutions

DXC Technology and Aptys Solutions Join Forces to Modernize Payments

In a significant move poised to reshape the payments landscape for U.S. financial institutions, DXC Technology (NYSE: DXC), a recognized leader in enterprise technology and innovation, has announced a strategic partnership with Aptys Solutions, a provider of comprehensive end-to-end payment solutions. This collaboration aims to expedite the modernization of payment functionalities and simplify how financial institutions manage payment services across different networks and channels.

Aptys Solutions has established itself with a robust unified payment platform that supports ACH, wire transfers, instant payments (including FedNow® and RTP®), image exchanges, as well as digital channels. Their solutions encompass directory services, fraud prevention measures, and tools for managing liquidity. Under this partnership, DXC plans to integrate Aptys' connectivity and orchestration capabilities into its banking transformation portfolio, empowering financial institutions to streamline payment processing, enhance system interoperability, and reduce overall operational costs.

The main objective of this partnership is to democratize access to next-generation banking innovations. While Aptys’ network connects more than 5,500 community banks and credit unions—integral components of the U.S. financial system—these institutions often lack access to cutting-edge features commonly enjoyed by larger banks. Through this collaboration, financial service providers, regardless of their size, will be able to leverage DXC’s modernization and innovation suite, which includes embedded finance services, digital assets, and AI-powered capabilities, all delivered seamlessly via Aptys' payment platform.

Sandeep Bhanote, the global head and General Manager for Financial Services at DXC, stated, "Financial service providers are seeking practical solutions to modernize payments while managing cost, complexity, and risk. By merging Aptys’ modern payment infrastructure with DXC’s extensive core banking experience, we aim to support institutions in adopting a gradual and pragmatic approach to modernization."

Aptys Solutions provides API-based connectivity for account verification, balance inquiries, directory services, payment initiation, and messaging. As of now, many financial institutions offer these services at cost, while third parties access and resell the data at significant profit margins. Together, DXC and Aptys are facilitating direct bank-to-bank processing, thus enabling institutions to capture a greater share of the value generated by their payment infrastructure. This is achieved by reducing dependency on intermediary fintech layers and enhancing control and transparency over payment processes.

Naseer Nasim, the CEO of Aptys Solutions also expressed his enthusiasm: "Aptys Solutions empowers thousands of financial institutions to deliver faster, smarter, and more secure payment experiences. Our partnership with DXC provides the necessary scale, reliability, and operational strength to assist institutions in modernizing while maintaining trust in every payment relationship."

The initial phase of the partnership will focus on enabling core transactions via payment APIs. Building on these foundational use cases, the goal is to modernize the traditional financial infrastructure and improve how institutions provide their services. Looking ahead, future phases will introduce new features such as digital wallets, custodial services, and asset management capabilities.

About DXC Technology

DXC (NYSE: DXC) is a premier technology and innovation partner for businesses, delivering software, services, and solutions to enterprises and public sector organizations globally. By harnessing AI and driving results at a fast pace, DXC enables clients to thrive in an era of exponential change. Leveraging its broad experience in managing infrastructure services, modernizing applications, and providing industry-specific software solutions, DXC transforms and operates some of the world's most complex technology environments. For more information, visit dxc.com.

About Aptys Solutions

Aptys Solutions stands as a leading provider of end-to-end payment technology. Their unified platform facilitates ACH, wire transfers, international remittances, checks, and real-time payments through FedNow® and RTP®. More than 5,500 financial institutions trust Aptys for processing transactions worth billions of dollars annually. Driven by innovation and a customer-centric mission, Aptys enables institutions to modernize their payment systems, reduce complexity, unlock new revenue opportunities, and deliver safer, more efficient payment experiences. For additional details, visit aptyssolutions.com.