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Mintos Introduces High-Yield Bonds for Smarter Investing

Mintos, a leading platform in Europe designed to aid individuals in building long-term wealth, has announced its latest product – the High-Yield Bonds portfolio. This new offering aims to provide investors with an efficient and automated method to access a variety of high-yield corporate bonds, streamlining the investment process for those seeking higher returns.

A Revolutionary Approach to Investing
The High-Yield Bonds portfolio is engineered to make investing in bonds straightforward. Investors are presented with a diverse assortment of at least 20 high-yield bonds from different industries, eliminating the hassle of individually selecting each one. This diversification is crucial, as it helps mitigate risks commonly associated with investing in a singular bond. According to Martins Sulte, the CEO and co-founder of Mintos, investors have expressed a demand for higher yields without the complications typically associated with buying and managing bonds directly. Mintos addresses this gap by allowing for automated and professional-level investment strategies within reach of retail investors.

Growth in Investor Interest
In recent times, interest in bonds has surged, with Mintos reporting a remarkable 61% rise in users engaging with bond investments, resulting in an impressive 86% increase in overall investment volume from 2024 to 2025. As financial markets fluctuate and interest rates change, more individuals are turning to bonds as a viable option for stability and consistent income. Mintos' new portfolio solution is timely, offering a safe haven for those looking to balance risk exposure while nurturing long-term financial resilience.

Expanding Opportunities
Mintos has significantly broadened its spectrum of available bonds, now boasting over 40 issuers based in Europe. Prominent names such as airBaltic, Eleving, Esto, Nexus, Reima, and Summus Capital are part of the bond offerings. This expansion symbolizes a growing trend toward diversified income-producing portfolios, which are increasingly complementing traditional investments such as loans and exchange-traded funds (ETFs).

Accessibility and Flexibility
High-yield bonds commonly present high entry barriers; however, Mintos effectively lowers this barrier to entry to just €50, thanks to fractionalization. This innovative approach enables retail investors to explore high-yield bonds that often have significantly higher investment thresholds. Moreover, unlike traditional bond investing which typically ties up funds until maturity, Mintos offers the unique advantage of liquidity, allowing investors to cash out at any point, subject to market conditions and specific portfolio configurations. This feature enhances the control that investors have over their portfolios, setting Mintos apart in the market.

Management Fees and Promotions
The High-Yield Bonds portfolio incurs a modest annual management fee of 0.39%, charged monthly. Notably, investors can take advantage of a fee-free investing period, which lasts until December 31, 2025, adding further incentives for new users to explore this investment vehicle.

Conclusion
In conclusion, Mintos’ High-Yield Bonds portfolio sets a new standard for automated investing, combining the efficiency of technology with an expansive array of bond options. This development not only caters to the increasing demand from investors for higher yields but also positions Mintos as a forward-thinking leader in the financial investment landscape. Investors looking to capitalize on greater yield opportunities while enjoying the simplicity of automated investments should take note of Mintos’ innovative solution.