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Nium and Emirates NBD's Enhanced Partnership

On October 1, 2025, Nium, a frontrunner in global payment infrastructure, announced a significant deepening of its partnership with Emirates NBD, one of the most prominent banking institutions in the MENAT (Middle East, North Africa, and Türkiye) region. Initially unveiled in 2024, this alliance has made remarkable strides in facilitating international financial transactions for Emirates NBD customers.

Since the launch of their collaboration, the partnership has provided Emirates NBD clients with reliable, swift, and cost-effective international transfers. An exciting development in this partnership is the inclusion of Emirates Islamic Bank, which allows for even broader access to real-time payout options across the UAE.

Furthermore, Emirates NBD is gearing up to extend this service into Saudi Arabia through Emirates NBD Bank KSA, contingent upon the necessary regulatory approvals from the Saudi Central Bank (SAMA). Anupam Pahuja, Chief Revenue Officer at Nium, expressed optimism about the growth of their collaboration, stating, "Over the past year, our partnership with Emirates NBD has continued to scale, enabling real-time money movement from the Middle East to the world. With the addition of Emirates Islamic Bank and preparations in Saudi Arabia, we are delivering on our vision to make global payments instantaneous, accessible, and cost-efficient for all."

Marwan Hadi, Group Head of Retail Banking and Wealth Management at Emirates NBD, echoed this sentiment: "Emirates NBD has always embraced innovation to enhance customer experience. Our deepening collaboration with Nium strengthens our ability to provide fast, secure, and affordable remittance services across multiple markets."

The UAE has established itself as one of the world's leading remittance hubs, with outbound payments exceeding USD 50 billion in 2023 according to the World Bank. Given that nearly 90% of the UAE's population consists of expatriates, the demand for faster and more affordable international remittance services continues to surge.

Nium's recent white paper titled Payments in the Middle East: The Next Frontier underscores the growing reliance of the region on strategic partnerships between banks and fintech companies to boost efficiency, financial inclusion, and economic growth. The expansion of the Emirates NBD-Nium partnership exemplifies this vision, paving the way for innovative approaches to cross-border payments alongside harmonized regulations throughout the MENAT area.

About Nium

Founded with the ambition to change how global payments are conducted, Nium provides a robust real-time payment infrastructure that facilitates transactions across borders. As the organization has evolved, its network has grown to support transactions in over 100 currencies across more than 190 countries. Approximately 100 of these currencies can be transferred in real-time, allowing for local account settlements, card disbursements, and wallet payments in 40 markets.

Nium also boasts a growing card issuance business that is accessible in 34 countries, holding regulatory licenses across more than 40 jurisdictions. This positions Nium to offer rapid integration, compliance, and seamless onboarding processes irrespective of location.

With co-headquarters in San Francisco and Singapore, Nium is well-equipped to facilitate modern payment solutions that cater to the evolving needs of banks, fintech firms, and businesses globally. As both Nium and Emirates NBD continue to innovate, their partnership illustrates a commitment to enhancing remittance services and shaping the future of cross-border payments in the MENAT region.