XTransfer Receives EMI License from Dutch Central Bank, Paving the Way for EU Expansion

XTransfer's Official EMI License from the Dutch Central Bank

On May 8, 2025, XTransfer, renowned as China's top B2B Cross-Border Trade Payment Platform and a leader globally, announced a pivotal development in its journey. The company has officially been granted an Electronic Money Institution (EMI) license by De Nederlandsche Bank (DNB), the central bank of the Netherlands. This significant achievement underscores XTransfer's commitment to compliance, security, and quality service.

Implications of the EMI License

Receiving the EMI license is not merely a regulatory milestone; it stands as a robust endorsement of XTransfer's operational capabilities in the global financial landscape. The DNB's reputation as a credible supervisory authority enhances the trustworthiness of XTransfer's services. This recognition positions the company for swift growth in Europe and establishes a solid foundation for expanding its global footprint.

With the license, XTransfer has laid out plans to offer localized services tailored for small and medium-sized enterprises (SMEs) in the Netherlands. These services will include local accounts, cross-border settlements, currency exchange options, and more, creating a robust financial ecosystem for local traders.

The Netherlands: A Strategic Hub

The significance of the Netherlands in international trade cannot be overstated. As China's second-largest trading partner within the European Union, the nation acts as a vital conduit for trade. The Port of Rotterdam, which is Europe's leading international trade and logistics center, plays a crucial role. This strategic position allows XTransfer to enhance its service offerings, equipping Dutch SMEs with faster and more effective cross-border payment options.

By streamlining these payment processes, XTransfer aims to empower Dutch businesses to expand their international reach while simultaneously strengthening the financial channels between the Netherlands and China. This initiative is anticipated to bolster bilateral trade relations significantly.