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Bank of America's Fourth Annual 'More Rewards Day'

As the holiday season approaches, Bank of America is preparing to kick off its fourth annual 'More Rewards Day' on November 6, 2025. This initiative has gained immense popularity, turning into a cherished tradition for its credit cardholders who enjoy the benefits of the program. The anticipation is palpable, as BofA aims to distribute nearly $100 million in bonus rewards since the introduction of this event, with a notable $74 million already granted across the previous editions.

What is More Rewards Day?

On this special day, all eligible Bank of America credit card holders can earn extra rewards on their purchases, making it particularly advantageous as shoppers gear up for the festive season. The day promises automatic bonus rewards for certain spending, meaning cardholders won’t have to lift a finger beyond making their regular purchases.

For those with rewards credit cards, the offer includes:

• - 2% cash back,
• - 2 points per $1 spent,
• - 2 miles per $1 spent.

These bonus rewards apply automatically to the first $2,500 in purchases made on that day. In addition, new cardholders who recently acquired Bank of America Customized Cash Rewards or Unlimited Cash Rewards cards can stack their bonuses, potentially reaping even more rewards during this promotional event. For instance, a new Customized Cash Rewards card user could earn a whopping 8% cash back in their chosen category, while Unlimited Cash Rewards cardholders can achieve 4% cash back across all purchases.

Who is Eligible?

Any consumer or business credit cardholder with an active account on More Rewards Day can benefit from this promotion. The offer targets those who frequently utilize their cards and want to maximize their rewards, especially during a time of year known for heavy spending. Importantly, enrollment is not needed, and bonus rewards will be credited automatically—making the process seamless for the cardholders.

Insights into Consumer Behavior

As per a recent survey conducted by Bank of America, around 36% of consumers expect financial pressure during the holiday season and intend to utilize their credit card rewards to mitigate these challenges. This insight highlights the significance of offering flexible rewards that adapt to the evolving needs of consumers as they navigate increased festive expenditures.

Additional Information

All types of Bank of America Consumer and Business credit cards that are open and active on More Rewards Day are qualified to participate. Cardholders with multiple accounts can earn bonuses across each of their cards, effectively multiplying their opportunities for rewards. However, members of the Preferred Rewards program will accrue their usual bonus on purchases but won't earn additional rewards from this promotion or the first-year bonus offers.

For further details on this rewarding day, customers can easily visit bofa.com/morerewardsday.

About Bank of America

Bank of America is recognized as one of the leading financial institutions globally, catering to individual customers, small and middle-market enterprises as well as large corporations through its comprehensive suite of banking, investing, and asset management services. The enterprise supports nearly 70 million consumer and small business clients through its extensive network, including approximately 3,600 retail financial centers and about 15,000 ATMs across the United States. Bank of America is not only influential in wealth management and corporate banking but also provides exceptional online products and services to approximately 4 million small business households. The organization continues to expand its reach beyond the U.S., operating in more than 35 countries to serve its clients efficiently.

This holiday season, don't miss the chance to make the most of 'More Rewards Day' and enhance your shopping experience with Bank of America.