#Mexico #Mexico City #KAPITAL #Fasanara Capital #Tru Arrow Partners

Kapital Secures $125 Million Funding Boost

In a significant move for the financial technology landscape, Kapital, a prominent AI-driven B2B financial institution in Latin America, has raised $125 million in financing led by Tru Arrow Partners and Fasanara Capital, with participation from Cervin Ventures, Niya Partners, and Overlook Capital. The announcement was made on September 9, 2026, signifying a major step towards advancing its innovative financial solutions.

Expanding Opportunities in Key Markets

CEO and co-founder René Saúl emphasized that Kapital addresses the financial hurdles hindering businesses at all stages. By leveraging AI, the institution aims to democratize access to financial capabilities traditionally available only to large enterprises. This funding will enable Kapital to accelerate its growth, particularly in priority markets like Mexico and the United States, thereby fostering greater economic opportunities.

Investment in AI and Data Analytics

Kapital plans to channel this newly acquired funding into enhancing its proprietary AI platform and data analytics tools. This development will facilitate the expansion of its financial services ecosystem and support its global growth strategy across Mexico, Latin America, and Europe. As Francesco Filia, Founder and CEO of Fasanara Capital, pointed out, Kapital’s growth trajectory signals the strength of its business model and the substantial demand for its innovative solutions.

Financial Performance Highlights

Entering this new phase of growth, Kapital demonstrates robust financial health. The institution recently reported impressive second quarter results for 2026, showcasing:

• - A net income of approximately $50 million.
• - A staggering 220% year-over-year growth in its loan portfolio, exceeding $1.7 billion.
• - 234% growth in deposits, with balances surpassing $3.5 billion.
• - A non-performing loan ratio of 2.86%.
• - An efficiency ratio of 34.9%.

These figures underscore Kapital's ability to scale operations while maintaining cost discipline, focusing on asset quality and rigorous risk management.

Achieving Unicorn Status

In September 2025, Kapital raised up to $110 million in a Series C round, doubling its valuation to over $1.3 billion and marking its status as Mexico's first AI unicorn. Currently, Kapital serves a customer base exceeding 350,000 across Mexico, the US, Europe, and other Latin American markets with plans to further enhance its presence.

Recognized as one of the ten unicorn startups headquartered in Mexico, Kapital has twice earned the title of Technology Pioneer from the World Economic Forum.

About Kapital

Kapital is on a mission to revolutionize access to business capital with its advanced technology platform. Its services span Mexico, Colombia, Spain, and the United States, providing innovative and accessible financial solutions powered by artificial intelligence. By allowing both individuals and businesses to manage operations, credit, and cash flow efficiently, Kapital empowers them with advantages typically reserved for larger corporations – all at a fraction of the cost. Through its brokerage house and fund management services, Kapital also encourages saving and investing.

For more information about Kapital and its transformative financial solutions, visit kapital.com.