Octane Expands Institutional Capital Base with $340 Million Loan Sale to Bayview

On June 16, 2026, Octane® (Octane Lending, Inc.), a leading fintech company known for revolutionizing financial products for retailers and consumers, announced a substantial loan sale worth $340 million to affiliates of Bayview Asset Management. This transaction represents a pivotal step for Octane as it continues to broaden its institutional capital partnerships and showcases the robust performance of its portfolio.

The $340 million sale comprises a range of fixed-rate installment loans specifically tailored for powersports and outdoor power equipment, all newly originated by Octane's dedicated in-house lender, Roadrunner Financial, Inc. Moreover, the servicing of these loans will be managed by Octane's own servicing team at Roadrunner Account Services, LLC, ensuring a seamless integration of services and customer care throughout the loan cycle.

This marks the sixth whole loan sale for Octane, highlighting the firm's growth trajectory since its first such transaction in December 2023. To date, Octane has successfully sold or entered into commitments for a remarkable total of $3.7 billion in consumer loans, underscoring its ability to attract significant institutional interest in its lending capabilities.

Nicholas Makarov, Senior Vice President and Head of Capital Markets at Octane, expressed enthusiasm over the partnership with Bayview. "We are thrilled to welcome Bayview as a new capital partner," he noted. "This transaction reinforces the strength of our operational platform, the quality of our loan portfolio, and the ongoing market demand for our financial products. Bayview's expertise in consumer credit investment makes them an invaluable partner as we aim to diversify our funding base and foster ongoing growth within our key markets."

Carlos Prevolis, Managing Director at Bayview, echoed similar sentiments, recognizing Octane as a strong strategic fit with their own focus on disciplined capital deployment in secured consumer lending. Bayview has demonstrated keen interest in Octane’s growth within the powersports and outdoor power equipment lending sectors and is poised to further strengthen their collaborative efforts.

Earlier this year, Octane proudly announced that it surpassed $8 billion in total originations. The firm has also achieved over $4.7 billion in asset-backed securitizations and garnered recognition within the industry. Notably, Octane was honored with the title of ABS Issuer of the Year for 2026 and ABS Deal of the Year for 2025 during the Global Capital US Securitization Awards.

In terms of its financial performance, Octane has reported a significant 29% increase in originations in 2025, contributing to a year-over-year growth rate of 23% in adjusted EBITDA, bringing it to $80 million. Furthermore, Octane has maintained a GAAP net income profitability for the third consecutive year, highlighting its efficient operations and successful business strategies.

Founded in 2014, Octane has established a robust ecosystem with over 80 original equipment manufacturer (OEM) brand partners and more than 4,000 dealer partners. The company is committed to enhancing the financing experience for its users by providing a seamless, end-to-end digital purchasing journey. Octane’s innovative approach combines cutting-edge technology with unique risk assessments, enabling businesses to finance creditworthy customers more effectively and cater to a broad range of automotive and lifestyle purchases.

As Octane moves forward, the company remains dedicated to unlocking vital financial solutions for consumers and retailers alike, solidifying its position as a leader in the fintech space.

For more information about Octane and its offerings, visit Octane.co.