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Clapp Finance Unveils Flexible Savings at Competitive Rates

Clapp Finance, a comprehensive platform for cryptocurrency management, has recently rolled out their Flexible Savings program, signaling a noteworthy shift in how individuals can manage and grow their digital assets. This innovative product allows users to earn significant interest on cryptocurrencies, stablecoins, and euros, all without locking in their funds.

The introduction of the Flexible Savings program comes in response to the increasing demand for passive income sources within the digital asset landscape. Users can now benefit from yields of up to 5.2% APY on assets such as EUR, BTC, ETH, and various stablecoins, with daily interest capitalization and immediate access to their funds.

CEO Highlights the Need for Flexibility in Savings

Ilya Stadnik, the CEO of Clapp Finance, emphasizes the need for flexibility in today's financial environment: “People want to see their money grow without the constraints that are often associated with traditional banking systems.” He points out that while banks typically offer lower interest rates, many cryptocurrency products require users to lock away their funds for extended periods. The Flexible Savings program addresses this issue, allowing users to achieve high yields while maintaining full access to their money.

Stadnik confidently states that this initiative is the starting point for Clapp's goal of creating a hub for diversified income opportunities, which will be further enhanced through the later introduction of a Fixed Savings option. Users will have complete oversight of their financial resources, enabling them to make informed decisions about their investments and savings strategies.

Key Features of Clapp's Flexible Savings

• - High Returns with No Lock-in: Users can earn up to 5.2% APY without having to lock their funds, allowing for withdrawals at any time.
• - Daily Interest Capitalization: Interest is added every 24 hours, providing users with frequent updates on their earnings.
• - Multi-Asset Support: The program enables users to earn interest on various assets including EUR, USDC, USDT, BTC, and ETH, enhancing flexibility and options.
• - Safety and Regulation: Investments are safeguarded by Fireblocks, and Clapp operates as a registered Virtual Asset Service Provider (VASP) in the EU, ensuring regulatory compliance and security.
• - Integrated Management: Users can seamlessly manage their savings alongside trading and credit line options within the Clapp Wallet, streamlining their cryptocurrency experience.

A New Approach to Financial Savings

Clapp aims to redefine the concept of savings with unprecedented flexibility. Customers can view their savings as part of a comprehensive financial strategy. For instance, users can enhance their returns and instantly move funds between saving and trading, thus eliminating fees or delays that are often associated with traditional banking practices. This liquidity feature is particularly beneficial for emergency funds or when achieving specific financial goals.

Current APY Rates

• - EUR, USDC, USDT: 5.2% APY
• - Ethereum (ETH): 4.2% APY
• - Bitcoin (BTC): 3.2% APY

This product launch coincides with explosive growth in the stablecoin sector, which has seen a 13-fold increase in less than two years. This trend highlights a significant pivot as investors seek reliable sources of passive income beyond traditional finance channels.

How to Get Started

Individuals looking to take advantage of Clapp's Flexible Savings can enable this feature in mere seconds through the app, starting with an investment as low as €10 or its equivalent in USD.

About Clapp Finance

Founded in 2025, Clapp Finance is a European fintech firm that provides a comprehensive platform for cryptocurrency management. The integrated wallet, exchange, savings solutions, and credit lines facilitate an intuitive connection between centralized finance (CeFi) and decentralized finance (DeFi), catering to users across over 130 countries.

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