#USA #San Francisco #AI Platform #ARC #debt capital management

Arc Revolutionizes Debt Capital Management with AI

In a groundbreaking announcement made on March 11, 2025, Arc, a leader in capital management solutions, unveiled its innovative AI-powered platform specifically designed for borrowers. This new tool aims to revolutionize the debt capital management landscape, particularly for private companies seeking to raise and manage debt seamlessly.

The launch of this platform represents a significant advancement in financial technology, harnessing the prowess of Arc's proprietary AI to streamline the processes involved in debt capital raising. By eliminating cumbersome manual reporting and offline tasks, the platform promises to save companies substantial time—over 100 hours and $100,000 annually—while maintaining the level of insights and access that borrowers traditionally expect from their lenders.

Tailored Solutions for Diverse Borrowers

The unique offerings of Arc’s platform cater to businesses across various sectors and sizes, providing an efficient way to not only manage their debt capital raise but also comply with lender requirements. Key features include:

1. AI-Driven Capital Assessment: Borrowers can generate customized assessments powered by AI, granting them deep insights into critical factors such as facility size, pricing, duration, and structure. This feature also provides a detailed list of potential lenders, making it easier for companies to find suitable financial partners.

2. Competitive Debt Raising: The platform facilitates a competitive capital raise across multiple lenders by enabling the creation of tailored marketing materials. Borrowers can evaluate term sheets side by side to negotiate better terms, leveraging the platform’s resources for optimal outcomes.

3. One-Click Funding: Once secured, loans can be funded directly into a DACA-enabled cash management account with a single click, allowing for automated post-funding monitoring and reporting. This feature marks the completion of Arc's vision, creating a technology-driven alternative to conventional banking and capital raising practices.

A Game-Changer for Private Companies

In light of the rapidly expanding private credit market—projected to surpass $2 trillion—Arc's Capital Markets platform addresses a vital gap for mid-market borrowers. These companies often contend with a lack of standardized financial reporting and marketing materials, hindering their access to capital markets. By advancing proprietary AI software, Arc bridges this critical divide.

Don Muir, the CEO and Co-Founder of Arc, expressed his enthusiasm, stating, “We are not only enhancing access to debt capital markets for private companies but also alleviating the complexities that have historically existed in borrower-lender relationships.” He emphasized that the rise of private credit presents alternatives to conventional sources of capital that can sometimes be inflexible or costly for businesses.

One satisfied customer, Micah Geinsberg, CFO of Lendflow, praised the platform's impact, noting, “The borrower platform has been a game-changer. Arc's AI capital assessment clarified what we needed and who to approach, making the entire process feel effortless.”

Driving Value through Connectivity

Arc’s innovative borrower experience connects its Capital Markets and Cash Management offerings to create a synergistic environment that benefits both borrowers and lenders. As the platform's activity scales, it enables better terms and an enhanced user experience, positioning Arc as a leading choice for private credit financing.

Founded in 2021 and based in San Francisco and New York City, Arc continues to push the boundaries of financial technology. With significant backing from prominent investors like Left Lane Capital and Y Combinator, it has raised over $180 million in equity and debt capital.

To discover more about their services, you can visit Arc's official website at www.joinarc.com. Please note that Arc is a financial technology firm and is not a bank. For essential information about their operations, refer to their general disclosures.