F.N.B. Corporation Introduces New Business Platform on eStore®

F.N.B. Corporation Enhances eStore® with Business Platform

F.N.B. Corporation, listed on the NYSE under the ticker symbol FNB, has made a significant advancement in the banking sector by adding business deposit products to its eStore® Common application. This new feature allows both individual and business customers to apply for over 40 banking products simultaneously with just a single universal application process.

In the announcement made on July 24, 2025, it was highlighted that customers could now effortlessly access a range of banking products tailored for their comprehensive financial needs. This enhancement solidifies FNB's commitment to digital innovation in the financial services industry. The new capability is especially beneficial for small business owners as it reduces the time spent on application processes significantly. For instance, applying for a small business checking account alongside a personal credit card now takes around seven minutes, a 30% reduction in time compared to making separate applications.

A notable addition among these business deposit products is the Business First package. This bundled checking solution is aimed at fulfilling the intricate banking necessities of small enterprises. Launched in the second quarter of 2025, Business First comes with an array of features such as advanced reporting tools, fraud mitigation services, and improved accounts receivable functionalities. Looking ahead, FNB is set to integrate business loan products into the eStore Common app by 2026, expanding its offerings even further.

Vincent J. Delie, Jr., Chairman, President, and CEO of F.N.B. Corporation, emphasized that the shift towards digital-first banking is driven by customer expectations. He mentioned, "The eStore and Common app are powered by AI and a vast data warehouse, allowing us to automate and personalize the delivery of products. This omnichannel approach empowers consumers and businesses to rely on FNB for all their banking needs. Our growing presence across various markets showcases this shift."

The uptake of the eStore Common app has been impressive, with submissions increasing by 108% between the first and second quarters of 2025. FNB has ensured that applications can be conveniently submitted through its full branch network, creating a cohesive experience across both digital and physical platforms. Customers now have the chance to utilize AI-driven recommendations, providing them with personalized insights into which products may suit their requirements best.

Using the eStore Common app is designed to be straightforward. Customers can browse through available banking products, add them to their shopping cart, and proceed to checkout to initiate their applications. This platform not only simplifies the application process with data pre-filling technology, thereby minimizing the need for excessive keystrokes, but also enhances functionality by allowing customers to easily upload necessary documents and complete automated account funding.

F.N.B. Corporation remains committed to enhancing its digital banking offerings. To explore the diverse collection of digital solutions, including the eStore, visit fnb-online.com.

About F.N.B. Corporation

F.N.B. Corporation is a diversified financial services company that operates in seven states, alongside the District of Columbia. It supports an extensive market presence in major metropolitan areas such as Pittsburgh, Baltimore, Cleveland, and Washington D.C., among others, holding total assets nearing $50 billion. The company provides an extensive portfolio ranging from commercial banking and consumer banking to wealth management solutions. The First National Bank of Pennsylvania, the largest in its network, offers a complete suite of services including, but not limited to, deposit products, mortgage lending, and mobile banking solutions.

FNB Corporation's shares trade publicly on the New York Stock Exchange under the symbol 'FNB' and have a presence in the S&P MidCap 400 Index as part of the Global Industry Classification Standard (GICS) for Regional Banks. For more information regarding F.N.B. Corporation, visit fnbcorporation.com.