#United States #Financial Services #Harley-Davidson #Milwaukee #Medium-Term Notes

Harley-Davidson Financial Services, Inc. Announces Redemption

In a recent announcement, Harley-Davidson Financial Services, Inc. (HDFS), a subsidiary of Harley-Davidson, Inc. (NYSE: HOG), disclosed its intention to fully redeem its outstanding 6.50% Medium-Term Notes, which are set to mature in 2028. This strategic financial move is scheduled to take place on December 12, 2025, and is expected to have significant implications for investors and the company’s financial landscape.

The redemption price has been carefully determined to be either 100% of the principal amount of the Notes or the so-called "make-whole" redemption price. This price will be calculated in accordance with the specific terms laid out in the Notes, in addition to any accrued and unpaid interest owed through the redemption date. Currently, HDFS has approximately $262.9 million of these Notes outstanding, indicating a sizeable investment that will soon be returned to the holders.

Funding for this redemption will come from HDFS's existing cash reserves, highlighting the company's robust financial position. Citibank, N.A. has been appointed as the Trustee under the Indenture that the Notes are issued under, and will also serve as the paying agent for this transaction. Interested parties can obtain further details and the official Notice of Redemption directly from the Trustee at their Jersey City, NJ office.

About Harley-Davidson Financial Services, Inc.

Established as a Delaware corporation, Harley-Davidson Financial Services is integral to the Harley-Davidson ecosystem, providing financing solutions to both wholesale inventory collections and retail consumer loans. Primarily, these loans cater to customers looking to purchase Harley-Davidson and LiveWire motorcycles. In addition, HDFS collaborates with various third-party entities to offer motorcycle insurance and optional protection products designed for riders.

The company predominantly operates in the United States and Canada, though their financing solutions are also accessible to Harley-Davidson dealers and customers in regions like Europe, the Middle East, Africa, Asia Pacific, and Latin America through partnerships with third-party financial institutions.

This announcement of redemption reflects HDFS’s ongoing commitment to financial management and investor considerations. With the redemption approaching, stakeholders may want to reassess their positions in the context of Harley-Davidson's long-term financial strategies, especially given the landscape of the motorcycle industry and consumer demand.

As December 12, 2025, approaches, more details are likely to emerge, and investors may closely monitor this development for its effects on Harley-Davidson’s stock and future financial engagements.