#None #Miami #Fintech #Kira #USD Accounts

Kira's New High-Yield Virtual USD Bank Accounts

Kira, a trailblazer in the fintech sector, has introduced its revolutionary High-Yield Virtual USD Bank Accounts designed specifically for the needs of exporters, freelancers, and small businesses across Latin America. This innovative platform enables users to open and maintain secure, interest-bearing accounts in U.S. dollars from virtually anywhere in the region.

Expansion of Banking Accessibility

On September 22, 2025, Kira made a significant announcement from its headquarters in Miami, focusing on enhancing banking accessibility for the often underserved sectors of Latin America's economy. Among the initial clients utilizing this cutting-edge infrastructure is AU, one of the largest platforms for mining exporters in South America.

Mauricio Mayorga, CEO of AU, emphasized the impact of Kira's services, stating, "Our customers, especially those small business exporters in Colombia, depend on Kira’s infrastructure to receive payments daily. With Kira, opening a virtual USD bank account is convenient and straightforward, which is essential for our operations."

Tailored for Global Trade

Kira's High-Yield Virtual USD Accounts are strategically built as white-label financial infrastructure. They cater to companies, platforms, and entrepreneurs involved in cross-border trade, significantly simplifying the banking process. Users can open accounts in just a few minutes, gaining access to interest accrual, instant payments across borders, all while bypassing the cumbersome processes associated with traditional banking systems.

Unique Features of Kira's Offering

Kira’s latest feature set includes:

• - 3rd-Party Payment Integration: Businesses can accept payments from customers without the additional friction of KYC (Know Your Customer) requirements.
• - High-Yield Returns: Users can earn up to 12% APY through high-yield savings pools.
• - Industry Adaptability: Kira is tailored for high-risk and underserved industries, including financial services and cryptocurrency sectors.
• - Seamless Onboarding: The platform allows for customer onboarding through API-driven solutions or manual procedures without redundancy in KYC compliance.
• - Flexible Deployment: Companies can implement Kira's solutions using robust APIs or launch quickly with user-friendly plug-and-play tools.
• - Named Accounts: Accounts can be directly issued in the name of individuals or businesses, enhancing personalization and trust.
• - Dynamic Investment Options: Users can configure yield strategies, including investments in U.S. Treasury bonds or BlackRock ETFs.
• - Secure Asset Custody: Assets are managed in custody with recognized institutions such as the U.S. government and BlackRock.

Vision for the Future

Kira’s CEO and Co-Founder, Edrizio De La Cruz, articulated a clear mission: "We aim to establish the infrastructure necessary for the next generation of financial services, catering to the next billion users worldwide. As someone who has navigated the challenges of transferring money internationally, I understand the complexities involved. With Kira, we enable both businesses and individuals to operate without limitations. This is more than just a banking solution; it's an investment product combined with a cross-border wallet."

About Kira

As a next-generation fintech platform, Kira provides the essential infrastructure for enterprises and startups to launch embedded financial products. The company has shown remarkable growth, generating $3 million in revenue within its first year. Kira combines advanced technology, including AI-driven automation and seamless payments, alongside fluid treasury management solutions. Respected in the fintech community, Kira is founded by experienced professionals from influential companies like Arcus, Clip, and Stori. With substantial backing from top investors, Kira is poised to reshape the financial landscape in Latin America and beyond.

For more information on Kira and its innovative offerings, visit kirafin.ai.

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Through Kira's initiatives, businesses in Latin America can now unlock opportunities that were previously out of reach, driving economic growth and enhancing the lives of community members dependent on these industries.