Ridge Street Capital Achieves Remarkable 150% Growth in Lending Operations

In a significant stride for alternative financing, Ridge Street Capital has proudly announced a staggering year-over-year growth rate exceeding 150%. This impressive growth reflects the firm's dedication to transforming the landscape of investment property lending, primarily aiding real estate investors in navigating the challenging transitions away from traditional financing methods. Under the visionary leadership of founder and CEO Zach Cohen, the company has positioned itself as a crucial partner for investors seeking clarity in the often-complex world of private lending.

A Focused Strategy

Many potential clients have expressed frustration with the sluggish and rigid processes associated with conventional mortgage lenders when dealing with investment properties. Ridge Street Capital has capitalized on this gap, offering personalized coaching and hands-on service to actively support investors. This approach not only facilitates better financing solutions but also empowers clients to understand their financing options fully, ensuring they can make informed decisions that align with their investment goals.

"Many of our clients are moving from traditional mortgage lenders and quickly discover that the process can be slow and inflexible for investment properties," shares Zach Cohen. "We've found our niche in guiding these investors through the transition, providing clarity, support, and financing solutions tailored to their goals."

Tailored Financing Solutions

The firm operates across 35 states, making its investment property financing accessible to a broad audience of active investors. Ridge Street Capital focuses on transparency in pricing, responsive customer service, and educational support, earning a steadfast reputation in the industry. They offer two main types of financing options tailored specifically for investor needs:

1. DSCR Loans (Debt Service Coverage Ratio Loans) — These provide long-term financing for rental properties, assessing the loan based on the property's cash flow rather than the borrower's personal income.

2. Fix and Flip Loans — This short-term financing option is designed for those looking to buy and renovate residential properties, allowing investors the capital and flexibility needed to quickly execute their projects.

Zach Cohen emphasizes the advantages of these tailored loans: "Investors are often frustrated with conventional lenders who are bound by the confines of personal income-based underwriting. Ridge Street is meeting investors where they are with asset-based lending — providing competitive pricing, hands-on guidance, and practical loan options that let them execute deals faster and scale their portfolios."

Plans for Further Growth

Looking toward the future, Ridge Street Capital is eager to enter a new growth phase. The firm has outlined a comprehensive strategy focused on expanding its operations and amplifying its presence in the investment property market. Their roadmap includes a major hiring initiative aimed at boosting their lending, operations, and support teams as the company gears up for Q1 of 2026. Their investment in backend technology also aims to enhance underwriting processes and improve the overall borrower experience.

Moreover, Ridge Street Capital plans to expand its institutional capital base, providing the necessary resources to support larger and more complex investor portfolios. As Zach Cohen puts it, "Investors are navigating a changing market, and we're positioning Ridge Street to be the partner they rely on — fast, flexible, and fully committed to their success. The best is yet to come, and we're excited to help even more investors achieve their goals in 2025 and beyond."

About Ridge Street Capital

Founded by Zach Cohen, Ridge Street Capital stands out as a private credit firm dedicated to assisting real estate investors in scaling their portfolios through alternative financing solutions. With a mission to enhance accessibility and efficiency in real estate investing, the firm has successfully funded nearly $100 million in investment properties nationwide. The company supports a range of projects, from single-family flips to extensive rental portfolios, showcasing its commitment to transparency, partnership, and empowering investors to build long-term wealth in real estate.

For further information regarding Ridge Street Capital, you can reach out to President Zach Cohen via email at [email protected]