ISX Financial EU PLC Welcomes Andreas Artemiou as Its New Chief Risk Officer

ISX Financial EU PLC Appoints Andreas Artemiou as Chief Risk Officer

ISX Financial EU PLC, an EEA authorized Electronic Money Institution regulated by the Central Bank of Cyprus, has officially announced the selection of Andreas Artemiou as its new Chief Risk Officer (CRO). This significant appointment, revealed on February 3, 2026, comes as the company aims to enhance its risk management strategies while scaling its operations in the digital financial services arena.

Mr. Artemiou is set to spearhead ISXX’s risk management initiatives, focusing on key areas such as credit risk, non-financial risk, cyber risk, and chargeback management. His appointment is pending formal non-objection approval from the Central Bank of Cyprus.

In a statement, Nikogiannis Karantzis, CEO of ISXX, expressed enthusiasm about Mr. Artemiou joining the organization: "We are very pleased to welcome Andreas Artemiou to ISXX as our new Chief Risk Officer. His depth of experience in banking, regulatory engagement, and risk management will be invaluable, as we continue to scale our business while maintaining the highest standards of risk discipline and regulatory compliance."

As a seasoned risk management professional, Mr. Artemiou brings a wealth of experience in key areas including credit risk and capital management. His previous roles encompass leadership positions on the Executive Committees at AstroBank Public Company Limited and Cynergy Bank (previously Bank of Cyprus UK). He has also held senior leadership roles within the Bank of Cyprus, emphasizing his extensive background in strategic planning, operational efficiency, and business growth initiatives.

Importantly, Mr. Artemiou has a history of fostering employee engagement around organizational vision, culture, and growth objectives, further demonstrating his multidimensional leadership capabilities. As the Chief Risk Officer at ISXX, he will collaborate closely with the Board of Directors and executive management team, aiming to strengthen the company's risk governance framework while advancing sustainable growth.

"I am pleased to join ISXX at such an important stage of its development," articulated Mr. Artemiou. "Strong risk management is fundamental to supporting innovation and long-term growth. I look forward to working with the executive management team and the Board of Directors to further enhance our risk framework while enabling the business to deliver on its strategic objectives."

This appointment reflects ISXX's commitment to investing in governance and leadership as it expands its digital financial services offerings. The leadership team, bolstered by Mr. Artemiou's vast expertise, aims to ensure robust risk management practices that comply with regulatory frameworks and support long-term organizational stability.

ISX Financial EU PLC is recognized as a leading banktech company, utilizing its proprietary technology to provide customized financial services to businesses operating within the European Economic Area and the United Kingdom. Its technologically advanced infrastructure facilitates a comprehensive suite of transactional banking services, including account-to-account payments, foreign exchange, remittances, and payment processing solutions. As the company continues to evolve, the instrumental role of Andreas Artemiou as Chief Risk Officer will become integral in navigating the complexities of risk management in the financial sector.