#Japan #Tokyo #interest rates #Daiwa Next Bank #Time Deposit

Update on Yen Time Deposit Interest Rates from Daiwa Next Bank

Daiwa Next Bank is pleased to announce an update regarding its yen time deposit interest rates, which will take effect on February 2, 2026. As part of our commitment to provide timely financial services in accordance with market conditions, we're making changes that reflect the current economic landscape.

New Interest Rates

The new rates for yen time deposits will be outlined clearly on our corporate website. Each rate presented will be before tax, ensuring transparency about how these figures relate to your long-term savings strategy. It is important to note that for individual customers, the after-tax interest rate will be calculated at 20.315%. This includes a national tax of 15.315% (which encompasses the special reconstruction income tax) along with a local tax of 5%. Corporate clients will be subject to comprehensive taxation, barring those under tax-exempt status.

In addition, please be aware that our offerings do not cater to the Maruyu system (a tax-exempt small savings program), emphasizing our focus on generating assets suitable for all clients.

Interest Rate Adjustments

The interest rates are subject to fluctuations based on financial conditions and market dynamics. Thus, it is advisable to check our website frequently for the latest interest rate listings and any potential alterations. This ensures that our clients are always informed and can maximize their financial planning efforts.

About Daiwa Next Bank

Established in 2011, Daiwa Next Bank is a 100% subsidiary of Daiwa Securities Group, which aims to shift the paradigm from mere savings to effective asset formation. Our core management philosophy revolves around offering financial products and services tailored to meet the asset development needs of our clients.

We understand the essential role we play as a banking institution and are committed to maintaining a stable operational foundation. Our goal is to earn the unwavering confidence of the community by upholding our public mission alongside offering superior banking services.

Additional Information

For promotional details, rates, and other significant updates, we encourage you to review the 'Product Description' for yen time deposits available on our official website. Our commitment to our clients remains our top priority, and this rate adjustment is another step in ensuring we meet your financial aspirations.

In conclusion, as we approach this new change in interest rates, we invite both individual and corporate clients to stay informed and leverage the financial products we offer for future growth. Thank you for your trust in Daiwa Next Bank, and we look forward to supporting your financial journey.

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