Higo Bank Launches New V-Point Exchange Service in 2026

New V-Point Exchange Service by Higo Bank

In an exciting update for customers, Higo Bank is set to launch a new service on February 9, 2026, that will allow users of the Higo Point Service to exchange their Higo Coins for V-Points. This collaboration involves CCCMK Holdings and Sumitomo Mitsui Card, aiming to enhance the experience of banking customers in Japan.

The Higo Point Service, which enables customers to earn Higo Coins through various banking transactions, will provide an opportunity to convert these coins into V-Points from the specified date. Utilizing the official Higo Bank app, users can easily set up a one-time password and start the automatic application process, ensuring a smooth user experience.

How the Higo Point Service Works

The Higo Bank app offers a range of functionalities, including checking account balances, viewing transaction histories, and facilitating easy money transfers. Customers can seamlessly accrue Higo Coins through their banking activities, which can then be exchanged for V-Points at a specific rate.

With the new exchange service, customers can convert their Higo Coins, starting from as few as 100 coins. The conversion rate is set at 100 Higo Coins for 90 V-Points, allowing users to benefit from their banking loyalty. Once exchanged, V-Points can be used at approximately 160,000 locations across Japan as well as at around 100 million Visa merchant stores worldwide. This enhancement significantly increases the usability of V-Points, promoting customer engagement and satisfaction.

Steps to Exchange Higo Coins for V-Points

1. Open the Higo Bank app and navigate to the menu screen.
2. Select the Higo Point Service option.
3. Choose V-Points on the coin usage screen.
4. Input the number of coins to exchange, ensuring it’s in multiples of 100.
5. Complete the V-member authentication process.

After completing the exchange process, customers will generally see their new V-Points credited to their account within two to three days. This streamlined system not only boosts customer satisfaction but also encourages more users to take advantage of the Higo Point Service.

Conclusion

Overall, the partnership between CCCMK Holdings, Sumitomo Mitsui Card, and Higo Bank opens new avenues for customers to maximize their rewards through the Higo Point Service. As the service launches in early 2026, users can look forward to enhanced benefits while fulfilling their banking needs. For more detailed information about the V-Point service and the Higo Bank app, visit their official websites:

Stay tuned for more updates from Higo Bank as they continue to innovate their services and enhance customer experience!