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Klarna and Bolt Unite for Enhanced Consumer Experience

Klarna, a leading global digital banking and flexible payment solutions provider, is making waves with its newest venture by partnering with Bolt, a renowned checkout and payments platform. This partnership, announced on June 30, 2025, aims to streamline the online shopping experience for U.S. consumers by integrating Klarna's versatile payment options directly into Bolt's CheckoutOS platform.

With online shoppers increasingly looking for payment solutions that cater to their financial needs, this integration signifies a monumental leap towards achieving greater flexibility and convenience at checkout. By enabling merchants to incorporate Klarna's customizable payment methods, the collaboration is expected to foster deeper connections between retailers and their customers, thereby enhancing customer loyalty.

Enhanced Merchant Capabilities

Ryan Breslow, CEO of Bolt, emphasized the pressing need for effective tools that help merchants capture consumer spending. The partnership is designed to serve merchants of all sizes, from emerging brands to established enterprises, providing them with a seamless way to offer flexible payment options. By embedding Klarna's payment solutions within Bolt’s infrastructure, merchants can activate these features without enduring complex contracts or technical integration, thus allowing them to focus on growing their businesses.

Klarna's offerings such as "Pay in 4," which allows customers to divide their payments into four installments, and flexible financing options for higher-priced goods will be accessible to Bolt's extensive merchant network. This simplicity of access provides a significant advantage, especially for smaller retailers aiming to compete in a crowded marketplace.

Exceptional Shopper Experience

The integration of Klarna's services on Bolt-powered platforms promises an enhanced shopping experience marked by one-click checkout capabilities. This unified approach enables users to blend identity verification, payment options, and transaction speed into a single streamlined process. According to data, consumers using Bolt experience a 50% higher conversion rate and are 15% more likely to make repeat purchases compared to those using guest checkouts, showcasing the influential nature of a tailored, identity-driven shopping journey.

Expanding the Ecosystem

This strategic partnership underscores Klarna’s rapid network expansion by connecting with hundreds of Bolt merchants, thus adding millions of consumers to its ecosystem. The integration is set to go live later this year in the United States, with aspirations to extend this successful model to various markets and sectors globally.

About Klarna

Founded with the mission to revolutionize the way people shop and pay, Klarna has amassed over 100 million active users and processes approximately 2.9 million transactions daily. With partnerships with major retailers including Uber, H&M, and Nike, Klarna's presence in the digital marketplace continues to grow, thanks to its innovative and flexible financial solutions available both online and offline.

About Bolt

Bolt has established itself as a leader in the checkout and identity space, providing essential tools that allow both B2B and B2C merchants to enhance conversion rates and customer loyalty. With a focus on creating a seamless shopping journey for over 80 million consumers, Bolt is transforming the ecommerce landscape. Its core products, including CheckoutOS and the innovative SuperApp, align to advance commerce while ensuring customer safety and satisfaction.

As Klarna joins forces with Bolt, the retail landscape is set for a shift toward quicker, more flexible payment processing, promising a brighter future for shoppers and merchants alike. The collaboration not only enhances consumer experiences but also positions both companies at the forefront of the evolving payment services industry.

For more information, please visit Klarna and Bolt.