#Fintech #Switzerland #Zug #Bivial AG #Visa cards

Introduction

Bivial AG, a prominent fintech company from Switzerland, is taking a significant step in the financial services landscape by launching its Physical Visa Debit Cards. This innovative move comes as a response to customer demand for secure and convenient payment options that complement their existing virtual offerings powered by Apple Pay and Google Pay.

Overview of the Launch

On September 24, 2025, Bivial AG shared the exciting news about its new card offerings. Martynas Bieliauskas, the CEO of Bivial, expressed enthusiasm about the launch, stating, "Adding physical Visa cards to our portfolio is a key step in our mission to offer end-to-end financial services." The introduction of these physical cards aligns with Bivial's commitment to offering comprehensive solutions for modern businesses.

Key Features of Bivial Visa Physical Cards

Bivial’s Physical Visa Debit Cards are designed with several key features to enhance user experience and security:

1. Global Acceptance: The cards can be used at any location that accepts Visa, boasting a network of over 80 million retailers worldwide. This extensive acceptance streamlines transactions for users traveling or conducting business internationally.

2. Integrated Account Management: Users can conveniently access all payment and transaction data through Bivial’s online Dashboard or integrate their operations via Bivial’s APIs, promoting ease of use and efficient management of finances.

3. Customizable Limits: For businesses, each card can have distinct limits and payment settings, allowing for tailored management of expenses and obligations based on individual user needs.

4. Unlimited Card Issuance: Bivial allows businesses to issue multiple cards connected to a linked IBAN account in Euros (EUR), thus providing flexibility for companies operating in the Eurozone.

5. Enhanced Security: The physical cards are equipped with EMV chip technology and real-time transaction monitoring, significantly reducing the risk of fraud and enhancing user confidence in managing their finances.

A Broader Financial Solution

The physical Visa cards are not an isolated product but rather a part of Bivial's wider suite of financial solutions. This suite includes various offerings such as:

• - Business Accounts: Tailored accounts suitable for corporate needs.
• - Global Bank Transfers: Facilitating easy and efficient transfers across borders.
• - Direct Debit Collections: Streamlining the collection processes for businesses.
• - Virtual IBANs and Corporate Cards: Innovative digital solutions to manage payments effectively.
• - Alternative Payment Methods: Enabling businesses to adopt varied payment solutions catering to modern demands.
• - API-first Banking Infrastructure: Providing technical support for seamless integration into existing financial systems.

These features align well with Bivial's strategic vision, aiming to empower digital businesses with comprehensive, scalable, and secure financial tools.

About Bivial AG

Founded in Zug, Switzerland, Bivial AG operates as a regulated financial institution under the supervision of the Swiss Financial Market Supervisory Authority (FINMA). Bivial specializes in offering modern banking solutions designed explicitly for the digital sector, including e-commerce startups, online entrepreneurs, and social media influencers. The company's focus on providing IBAN accounts in multiple currencies and a range of cross-border payment options positions it uniquely in the competitive fintech landscape.

With this launch, Bivial AG not only enhances its product offerings but also reinforces its commitment to setting industry standards in financial innovation and customer service excellence.

For more information on their Physical Cards, you can visit their official site at bivial.ch.