Payroc Teams Up with The First State Bank to Enhance Business Payment Solutions in Texas

Payroc Partners with The First State Bank to Enhance Business Payment Solutions

In an exciting move that promises to transform payment processing for local businesses, Payroc, a renowned global payments provider, has announced its partnership with The First State Bank, a respected financial institution serving the Texas Gulf Coast and South Texas region. This collaboration, effective from October 6, 2025, signifies a major step forward in delivering advanced payment solutions specifically tailored for area businesses.

The First State Bank, known for its commitment to serving both consumers and businesses since its inception in 1956, will now offer its customers an array of innovative payment processing options powered by Payroc. This partnership aims to support local entrepreneurs by streamlining their payment operations and enhancing their ability to compete in today’s fast-evolving marketplace.

Payroc’s extensive suite of services includes smart point-of-sale systems, online payment solutions, and mobile processing capabilities. Additionally, merchants can benefit from electronic invoicing via email and text, compliant cost-saving programs like cash discounting and surcharging, as well as same-day funding options. The collaboration also focuses on risk monitoring and fraud management, ensuring that local businesses can feel secure in their transactions.

Kristine Long, Treasury Management Manager at The First State Bank, expressed excitement regarding this partnership, emphasizing how it will provide their business customers with powerful, flexible payment solutions backed by dependable local support. “It’s all about helping businesses grow, streamline operations, and stay competitive in an evolving marketplace,” she stated.

Chad Stephens, Vice President of Sales and Revenue Growth at Payroc, reinforced this commitment, saying, “We are devoted to supporting local clients and fortifying the communities they serve. By enabling seamless commerce, we meet customers where they are and power payments every step of the way.”

This high-touch approach ensures that every merchant benefits from Payroc’s tailored solutions, which are designed to adapt to their evolving needs. Payroc’s offerings are especially beneficial not only for small and midsized businesses but also for professional service firms, enterprise companies, nonprofits, and municipalities. The local support infrastructure offered through this partnership will enable merchants to thrive with reliable and compliant payment solutions.

As technology becomes increasingly integrated into daily business practices, this partnership marks a significant milestone for both Payroc and The First State Bank. Their joint efforts underline the importance of collaboration between financial services and innovative payment solutions to enhance overall customer experience.

For insights into Payroc, it is recognized as a high-growth global merchant acquirer and payments technology provider. As a registered Visa third-party processor and Mastercard service provider, Payroc offers proprietary payment processing solutions across hundreds of industries, demonstrating their commitment to delivering quality service.

Meanwhile, The First State Bank prides itself on its locally driven operations and dedication to community service, which is reflected in their motto: “Friendliest Bank Anywhere.”

This strategic partnership will not only provide businesses in Texas with the tools they need to grow and thrive but also emphasizes the integral role of community-based financial institutions in fostering local economic growth. With this new alliance, both Payroc and The First State Bank are set to redefine how payment solutions can enhance business operations across the region, ultimately paving the way for a more prosperous future for Texas businesses.

For more information about Payroc and the services they offer, you can visit www.payroc.com. Additionally, learn more about The First State Bank at www.fsblouise.com. Both institutions are committed to ensuring that their clients receive the highest quality of service and support.