#Luxembourg #Luxembourg City #Intesa Sanpaolo #Vitis #Makor

A Revolutionary Investment Solution: The Capital-Protected FIC

In 2022, the investment world faced unprecedented challenges. The bond market experienced a historic downturn while global equity markets followed suit, leading to substantial losses for traditional portfolios. Many investors saw their portfolios decline as much as 10%, even with defensive strategies in place. In this turbulent climate, the need for a new investment model became apparent—one that seamlessly combines performance, protection, and solid risk management.

Emerging from this need is a groundbreaking capital-protected Collective Investment Fund (FIC), developed through the collaboration of three influential entities: Intesa Sanpaolo Wealth Management, Vitis, a life insurance company based in Luxembourg, and Makor, a leader in structuring bespoke financial products.

The Unique Proposition of the FIC

This FIC distinguishes itself with its capital protection while maintaining a focus on performance. It is meticulously designed to safeguard investors against significant market declines, enabling measured exposure to equity. As a result, this approach markedly reduces the volatility typically associated with traditional investment portfolios.

Laurent Bauron, Senior Wealth Manager and Vice-President of Private Banking at Intesa Sanpaolo Wealth Management, articulates the core philosophy: “We needed to provide our clients with investment solutions better suited to their expectations, offering management that combines yield, equity exposure, and capital protection.”

Tailored Investment Solutions

The architecture of this FIC leverages the extensive expertise of Makor, whose team specializes in structured products. Makor's skilled professionals customize each financial product to align with prevailing market conditions, individual risk profiles, and specific investor requirements. This bespoke approach ensures that client solutions not only meet market challenges head-on but also adhere to the dual objectives of performance and protection.

Bauron adds, “The solution of a FIC invested in tailor-made structured products quickly emerged as the optimal choice. It reflects cross-disciplinary collaboration among experts, merging the strength of a major financial custodian and portfolio manager with the innovative structuring prowess of Makor, and the security and operational efficiency provided by Vitis.”

Investors can take comfort in knowing their investments are managed under a robust framework, one that has consistently delivered strong performance while keeping volatility in check.

The Tripartite Alliance

This partnership among Intesa Sanpaolo Wealth Management, Vitis, and Makor represents a unique investment proposition that combines extensive oversight with transparent offerings and reliable upside potential—all within a controlled environment. The FIC stands as a testament to innovation in wealth management, aiming to ensure not just wealth protection but enabling clients to navigate the complexities of modern investment landscapes.

Our mission is unwavering: to persist in the pursuit of innovation for robust wealth stability, anticipating shifts in the market while providing every client with a customized investment solution tailored to secure their future.

For those keen to learn more about this innovative capital-protected FIC or who seek personalized wealth management guidance, we encourage you to contact our specialist teams or visit our official website.