#USA #evolv Consulting #Oscilar #Risk Decisioning #Dallas, Palo Alto

Accelerating Risk Decisioning in Financial Institutions

In a remarkable move aimed at transforming the risk management landscape for financial institutions, Oscilar, a cutting-edge AI Risk Decisioning™ platform, has teamed up with evolv Consulting. Announced on January 20, 2026, this partnership seeks to streamline the implementation of modern credit decisioning technologies, enabling institutions to achieve faster and more efficient operations.

Partnership Overview

The collaboration merges Oscilar’s innovative, no-code decisioning platform with evolv’s rich experience in hands-on implementation. Together, they aim to empower banks and fintechs by providing better customer outcomes, such as quicker decision-making processes, reduced instances of false declines, and enhanced user experiences without introducing additional risks.

A successful instance of this partnership has already been demonstrated by a leading U.S.-based digital financial platform, which caters to millions of members. This institution showcased the capabilities of Oscilar as it embraced the power of cutting-edge risk decisioning technologies combined with best-in-class execution from evolv Consulting. As they sought to modernize their risk framework while avoiding disruptions in innovation, Oscilar’s AI Risk Decisioning platform offered a unified approach, consolidating credit underwriting, collections, and fraud decisioning into one integrated system.

Enhanced Implementation Strategies

Utilizing Oscilar’s visual workflow builder, the risk and data teams of the institution were able to create, test, and modify complex credit strategies without the need for programming, allowing for swift and responsive adjustments. This level of agility proved essential as the institution worked to keep pace with evolving market demands.

The implementation of this AI-driven platform resulted in a significant boost in operational speed and policy development efficacy. Notably, the time required to deploy new credit risk policies was cut by 50%, going from weeks to mere days, while overall processing times improved by over 30%. This consolidation of risk decisioning across various product lines not only led to improved consistency but also fostered operational continuity as priorities shifted.

Voices from the Industry

A senior leader from the institution’s risk and decisioning department remarked, "We can easily launch and iterate new policies and adapt with unprecedented speed," underscoring the effectiveness of Oscilar's platform coupled with evolv's consulting services.

Neha Narkhede, the CEO and Co-Founder of Oscilar, expressed that this partnership aims to establish fast, high-quality implementations as the norm in the industry. She stated, "Modern credit decisioning only works when teams can implement quickly and remain in control."

Eric Neef, the CEO and Founder of evolv Consulting, echoed Narkhede’s sentiment, emphasizing the importance of speed for client success. He noted, "With the right structure and partnership, it scales, enabling our clients to translate modern decisioning platforms into systems ready for production."

The Future of Financial Technology

As Oscilar and evolv continue to support financial institutions in deploying advanced credit decisioning solutions, the emphasis remains on achieving timely, consistent decisions that enhance customer satisfaction without losing the essential elements of explainability and control. This partnership not only exemplifies the future of risk infrastructure but also sets the stage for a new standard in the financial services industry.

About Oscilar

Oscilar specializes in risk decisioning, amalgamating fraud, credit, onboarding, and anti-money laundering risk into a coherent, real-time system. The no-code design empowers risk teams to take full charge of their workflows, permitting them to construct, assess, and automate policies without reliance on engineering. By leveraging agentic AI and tailored machine learning models, Oscilar alerts institutions to sophisticated threats often overlooked by traditional rule-based systems, delivering real-time, comprehensible decisions in less than 100 milliseconds.

About evolv Consulting

Evolv Consulting excels in management and technology consulting, collaborating with organizations globally to realize complex projects with precision and urgency. Their experienced team partners with a wide range of entities, from startups to large corporations, to implement the latest technological advancements that propel business transformation. Their focus on data and AI-driven solutions ensures that initiatives are executed swiftly while stabilizing ongoing projects and accelerating value realization.

Discover more about Oscilar at oscilar.com and explov at evolv.consulting.