MATSUI Bank Surpasses 80 Billion Yen in Total Deposits and 200,000 Accounts

In a significant achievement, MATSUI Bank, a financial service utilizing the full banking BaaS (Banking as a Service) offered by Sumishin SBI Net Bank, has reported exceeding 80 billion yen in total deposits and 200,000 accounts. This milestone was celebrated shortly after the bank commenced its operations on October 1, 2023, marking a promising start with various attractive financial products.

Overview of MATSUI Bank

MATSUI Bank, operated by Matsui Securities Co., Ltd. (headquartered in Chiyoda, Tokyo, with Satoshi Watarida as President & CEO), is transforming the banking experience for its clients. Leveraging advanced technology and customer-centric offerings, MATSUI Bank aims to enhance financial accessibility and investment opportunities.

Since its inception, the bank has introduced appealing products such as high-interest yen savings accounts, foreign currency general savings accounts, and automatic transfer services linked to Matsui Securities accounts. In a noteworthy development on July 6, 2026, MATSUI Bank increased its top-tier interest rate for yen savings deposits to an impressive 0.75% per annum (post-tax equivalent: 0.597%), positioning itself among the leaders in the industry.

Attractive Features and Competitive Rates

Within just a few weeks of its launch, MATSUI Bank has made significant strides. Customers can benefit from:
1. Attractive Interest Rates: The yen savings account now boasts an industry-leading rate of 0.75% per annum (before tax). Meanwhile, the foreign currency savings (USD) offers a competitive rate of 2.0% per annum (before tax).
2. Instant Transfer Services: Seamless automatic transfers (sweep deposits) from MATSUI Bank accounts to Matsui Securities accounts ensure that customers can manage their investments conveniently.
3. User-friendly Banking: The MATSUI Bank app allows for easy account management and trading, reinforcing the bank’s commitment to enhancing the customer experience.

A Vision for the Future

MATSUI Bank is dedicated to fostering a financial environment that makes investments more approachable for customers. Future plans include expanding their services with even more appealing features to keep pace with the evolving needs of consumers. The bank's leadership aims to prioritize customer experience, endeavoring to offer a range of financial solutions that meet diverse investment appetites.

Getting Started with MATSUI Bank

For those interested in opening a MATSUI Bank account, it’s important to note:

- Eligibility: Applicants must be individuals aged 18 or older residing in Japan.
- How to Apply: Customers without a Matsui Securities account can apply simultaneously for both accounts via the MATSUI Bank portal. Existing Matsui Securities account holders can easily sign up for MATSUI Bank by downloading the dedicated app.

Conclusion

MATSUI Bank is poised for rapid growth and is committed to enhancing customer financial journeys. With attractive interest rates, innovative banking solutions, and a focus on user experience, MATSUI Bank represents a refreshing addition to the Japanese financial landscape. For further details, prospective customers can visit the official MATSUI Bank website at MATSUI Bank.

As financial conditions evolve, MATSUI Bank will continue to monitor interest rates and service offerings to ensure they remain competitive in the market. For the most up-to-date information on rates and services, customers are encouraged to regularly check the bank’s website.