Equifax Achieves Major Milestone with 27 New Patents Secured in Late 2025
Equifax Secures 27 New Patents in Second Half of 2025
Equifax® continues to make significant strides in innovation, having secured 27 new patents in the last six months of 2025. This achievement brings its total for the year to an impressive 62 patents. Among these new patents, over 20 directly support Equifax's ambitious artificial intelligence (AI) strategy, known as EFX.AI™. This strategy aims to expedite the development of cloud-based, AI-driven solutions that enhance financial opportunities for consumers.
As of November 2025, Equifax holds nearly 700 issued or pending patents across 15 countries, showcasing its commitment to innovative technology. The company's focus on developing exclusive techniques for AI, especially in machine learning for data analytics and risk modeling, is evident. Notably, around 320 of these patents are dedicated to promoting responsible AI practices, ensuring that advancements align with ethical standards, particularly in customer-facing applications.
Chief Data Analytics Officer at Equifax, Harald Schneider, emphasizes the role of these patents in safeguarding unique innovations designed for customer benefit across 24 nations. He states, "We are committed to continuous innovation. Our ever-expanding suite of solutions powered by EFX.AI and reinforced by the Equifax Cloud™ is the foundation for delivering high-performance processes. This helps customers access insights more quickly, ultimately leading to new opportunities for consumers."
Harnessing Innovation through the Equifax Cloud
The Equifax Cloud serves as a robust global technology framework that distinguishes the company within its industry. Backed by an extraordinary investment of around $3 billion, dedicated to technology and security, the Equifax Cloud empowers the organization to cultivate AI-driven innovations. Its unique data infrastructure accelerates solution implementations and inspires new product designs, allowing for rapid deployment of cloud-native models and facilitating swift consumer decision-making processes.
Highlights of Recent Patents
1. Production-Ready Attributes Management (Australia)
- This patent details functional elements of the Equifax Ignite® and InterConnect® platforms dedicated to improving attribute management, enabling clients to transition effectively from analytical stages to production environments.
2. Rapid Validation of Risk Assessment Data (US)
- By consolidating user-supplied information and data from financial institutions, this innovation aims to streamline validation processes, overcoming slow traditional checks, and promoting quicker decision-making.
3. Trended Data Structures for Enhanced Models (European Patent Office)
- This patent enhances automated predictive models for risk assessment by utilizing dynamic historical data to derive trends, leading to improved predictions.
4. Integrated Risk Assessment via Machine Learning (US)
- By merging traditional and alternative data, this machine-learning initiative generates a more holistic risk score, offering equitable evaluations.
5. Online Security Mechanisms (Australia)
- Aimed at preventing fraud, this central security patent outlines a comprehensive resource management system that maintains transaction records, bolstering secure resource transfers.
6. Smart Access Control Techniques (European Patent Office)
- This innovation enhances the user experience by creating a behavioral fingerprint that allows secure recognition of legitimate users across various devices, increasing usability while maintaining security.
Conclusion
Equifax's recent patent achievements outline the company's robust commitment to developing innovative solutions that harness the power of AI. The latest advancements solidify its dedication to responsible innovation while accelerating product development for its users. For additional insights, one can explore Equifax's commitment to AI innovation at EFX.AI, and review their Intellectual Property list for further details.
Equifax believes in the principle that knowledge drives progress. Headquartered in Atlanta and operating in 24 countries, Equifax's blend of unique data and analytics offers critical insights that empower decisions, driving the advancement of global economies.
For further inquiries or detailed information regarding Equifax and its recent innovations, feel free to reach out to the contact provided.
Topics Business Technology）
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