UPSIDER Hits 80k Users
2025-04-11 04:47:33

UPSIDER Achieves Milestone with Over 80,000 Companies Utilizing Its Services

UPSIDER Reaches a Major Milestone with Over 80,000 Companies



UPSIDER, a pioneering financial platform focused on supporting challengers around the globe, recently announced that its total number of company implementations has surpassed 80,000. Founded by Tooru Miyagi and Tomonori Mizuno, this Tokyo-based company emphasizes its commitment to enhancing business growth through technology and financial expertise.

In addition to hitting this impressive milestone, the corporate card service 'UPSIDER' has recorded cumulative transaction amounts reaching 6.5 trillion yen, while the invoice payment service 'Pay.com' has achieved a remarkable 1 trillion yen in transactions.

The core of UPSIDER's suite of services revolves around leveraging advanced AI technology. By constantly refining and enhancing its offerings, UPSIDER aims to convert the challenges faced by countless businesses into success stories.

A Closer Look at UPSIDER’s Services



Launched in 2020, the UPSIDER corporate card was designed utilizing a unique AI credit model, which allows even newly established start-ups to access significant credit limits. Continuous improvements in the evaluation logic and operational optimization have contributed to the card's accuracy and functionality, making it popular among public businesses as well. Various sectors, including IT, food services, and retail, have embraced UPSIDER's offerings, showcasing its versatility and adaptability.

User Stories: Real Impact from UPSIDER


  • - Hokkaido Railway Company (JR Hokkaido): JR Hokkaido adopted UPSIDER across the entire company, noting a significant reduction in cash handling and management burdens. Learn more here.

  • - mum Holdings: With over 90 years of expertise, this company has praised UPSIDER for eliminating the difficulties of credit card management. Discover their success story here.

  • - Kitamura Holdings: They implemented UPSIDER on a large scale, aiming to utilize the service across 12 companies and over 1,000 locations nationwide. Read the news here.

The invoice payment service, 'Pay.com', launched in April 2022, has successfully facilitated over 1 trillion yen in transactions in just three years. This innovative tool allows businesses to pay invoices via credit cards, extending payment deadlines by up to 60 days, significantly aiding cash flow for small and medium enterprises.

Growth and Future Prospects



In 2023, UPSIDER introduced new initiatives, including the AI-based productivity tool 'UPSIDER Coworker' and a debt fund targeting growth-stage ventures called 'UPSIDER BLUE DREAM Fund.' Both have seen rapid adoption, exhibiting UPSIDER's commitment to fostering growth.

Furthermore, the recently launched President Card aims to support business leaders, already garnering considerable interest and demand.

As UPSIDER evolves from merely providing corporate cards to becoming a comprehensive financial institution bolstered by AI, it is poised to enhance Japan's global competitiveness further. With partnerships and a commitment to solving structural challenges faced by businesses, UPSIDER aims to deliver strong and innovative solutions continuously.

Explore More


To learn more about UPSIDER and its services, visit the following links:

For inquiries related to consultations or collaborations, contact: pr@up-sider.com. Please note the information in this release is accurate as of the date published.


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Topics Business Technology)

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