Guidehouse Helps Enhance Small Business Lending with Innovative Securitization Approach

Guidehouse Aids Small Business Lending

In a significant advancement for small business lending, Guidehouse, a global professional services firm utilizing AI, has partnered with Falcon Bridge Capital to launch its second multiparty unguaranteed securitization of Small Business Administration (SBA) 7a loans. This strategic initiative aims to improve liquidity access for small businesses and demonstrates the growing interest in collaborative financing structures.

On September 25, 2025, this transaction marked a pivotal moment in the marketplace, reinforcing the necessity for innovative financial solutions that enable small businesses to thrive. Building upon their involvement in the first transaction in 2024, Guidehouse's roles as Master Servicer, Custodian, and Back-up Servicer were crucial in ensuring the efficient management and reporting for multiple servicers involved in the process. The firm’s veteran presence in the secondary market facilitates smoother transitions and encourages the recycling of capital, thereby promoting sustainable credit options.

Jessica Stallmeyer, the Financial Services Leader at Guidehouse, emphasized the transaction's significance, stating, "This demonstrates the continuous viability and rising interest in securitizing the unguaranteed portions of small business loans." The initiative not only streamlines capital access for various lenders but also significantly benefits community and regional banks, affording them opportunities to extend essential credit to aspiring entrepreneurs.

The successful completion of this securitization exemplifies a growing trend among lenders toward multiparty structures, which serve as effective instruments for enhancing liquidity. These methods bolster both capital accessibility and the financial resilience of lenders throughout the industry. Just as important is the establishment of a structured and repeatable platform that investors can rely on for differentiated investment opportunities, which combines solid returns with the support of small business growth nationwide.

"SOUP 2025-FBC1 solidifies our commitment to providing all SBA lenders not only with enhanced liquidity but also with consistent platforms for investment," remarked Sunil Chowdry, President and CEO of Falcon Bridge Capital. Chowdry’s statement underscores a growing confidence in multiparty securitization as a viable method for meeting the funding needs of small businesses. Furthermore, he anticipates that this transaction will act as a catalyst, prompting additional SBA lenders to harness the Multi-Lender Securitization framework to bolster financial stability across their operations.

From a market perspective, Guidehouse's insights derived from these transactions will be shared with broader industry participants at the upcoming ABS East conference in Miami, which represents an important venue for stakeholders in asset-backed securities. Paul Burke, Partner in Financial Services at Guidehouse, noted that the transaction builds on last year's roadmap and reflects that market players remain optimistic about this asset class.

The multifaceted experience and deep knowledge of structured finance possessed by Guidehouse have positioned it as a leader in coordinating among various market participants, and this transaction is no exception. It provides a foundation on which lenders and investors can collaborate to foster increased capital access, thereby amplifying the positive impact on small businesses throughout the nation.

Overall, Guidehouse's innovative vital role in this and similar transactions demonstrates its ongoing commitment to driving change in capital markets, thereby enhancing opportunities for small business development and sustainability.