Kapitale Secures $25 Million Credit Facility to Support U.S. Small Businesses

Kapitale's $25 Million Credit Facility: A Boost for Small Businesses

In a significant move to support small businesses across the United States, Kapitale, a swiftly expanding direct funder, has announced the closing of a $25 million credit facility. This funding is managed by Pier Asset Management, a private credit investment firm with a focus on specialty finance.

The introduction of this new credit facility not only enhances Kapitale's balance sheet, uplifting its total funding capacity to over $50 million but also empowers the company to address the soaring demand for same-day working capital solutions. With traditional bank lending experiencing a tightening trend, Kapitale’s offerings are becoming increasingly essential for small business owners in need of quick and reliable access to funds.

Matheus Freire, the Founder and CEO of Kapitale, expressed the importance of small businesses, stating, "They are the backbone of the American economy — and yet, in today’s credit environment, many are being left behind by traditional financial institutions." He added that this facility will allow Kapitale to broaden its reach and impact, enabling business owners throughout the nation to access necessary capital quickly and transparently.

Since its inception, Kapitale has aimed to provide fair, flexible, and expedited financing options ranging from $5,000 to $100,000. The company boasts same-day approvals, no collateral requirements, and trilingual support in English, Spanish, and Portuguese. Leveraging proprietary underwriting technology along with disciplined risk management, Kapitale has established itself as a trusted player in the alternative lending sphere.

Cassandra Doeng, who led the deal at Pier Asset Management, expressed her enthusiasm about supporting Kapitale’s continued growth. "Kapitale has built an impressive operation rooted in strong underwriting and responsible growth," she noted. "We believe their technology-driven approach and focus on underserved business owners make them a valuable partner in the private credit ecosystem."

The newly acquired facility is expected to enable Kapitale to deepen its presence across the United States, expand its network of partners, and enhance its underwriting framework. These initiatives will prepare the company for potential future securitization and further institutional expansion.

"We couldn’t be more excited to partner with Pier to elevate Kapitale to the next level. With this new capital, we can create escape velocity to make a massive impact on small businesses," said Sam Mahmood, a company representative.

The implications of this announcement are substantial for the small business sector. With access to significant funding, Kapitale is positioned to play a vital role in fostering economic growth and creating ample opportunities for entrepreneurs across the nation. This credit facility not only showcases Kapitale’s funding capabilities but also reaffirms its commitment to empowering brokers and small businesses, equipping them with the financial resilience required to thrive in today’s competitive landscape.

Kapitale stands as a U.S.-based direct funding company specializing in rapid, flexible, and transparent financing solutions tailored for small business owners. By utilizing innovative underwriting techniques and an efficient approval process, Kapitale offers same-day funding without the constraints of conventional banking protocols. Their mission revolves around empowering growth through smart capital, ensuring no hard credit checks, no collateral requirements, and providing multilingual support to address the diverse needs of entrepreneurs. By intertwining financial expertise with modern technology, Kapitale is redefining the landscape of business funding in America.