New Features in Rakuten Card App Enable Investment Trust Monitoring

Rakuten Card App Enhancements: Monitoring Investment Trusts

As of August 25, 2026, a significant enhancement has been introduced to the Rakuten Card app. Users can now conveniently check the status of their investments in mutual funds managed by Rakuten Securities. This feature allows app users to see how much they have allocated towards their investment plan, with an upper limit of 100,000 yen per month. Should they wish to adjust their investment settings, the app smoothly redirects users to the Rakuten Securities website for easy management.

In August 2026, Rakuten reported that the number of users who set up investment trusts using Rakuten Card credit payments surpassed 4 million. This milestone highlights the growing adoption of innovative financial solutions offered by Rakuten.

Since October 2018, the collaboration between Rakuten Card and Rakuten Securities has allowed users to invest in mutual funds through credit payments, paving the way for a cashless and effortless investment experience. Users are awarded Rakuten Points based on their investment amounts, with different earning rates depending on the card used. For example, users with a standard Rakuten Card can earn between 0.50% to 1.00% in points, while those with the premium Rakuten Black Card can earn up to 2.00%. This points system has proven popular, contributing significantly to the increased number of users in recent years.

Prior to this new feature, Rakuten Card began integrating services within the Rakuten Group's fintech ecosystem. Starting in February 2026, users were able to view their credit card billing amounts alongside their ordinary deposit balances at Rakuten Bank, facilitating a more comprehensive overview of their finances on a single platform.

Looking ahead, Rakuten Card and Rakuten Securities are committed to enhancing user experiences across the board. Their goal is to offer more accessible and user-friendly services that cater to the diverse lifestyles of their customers. By streamlining processes and encouraging seamless integration of services, they aim to build a stronger relationship with their user base.

While the new feature is designed for ease of use, it’s important for users to keep in mind that a few prerequisites must be met. Specifically, users need to update their Rakuten Card app to version 7.69.0 or later to access this functionality. Additionally, delays in displaying actual investment amounts may occur, and users who have not set up the Rakuten Points Course or consented to data sharing may encounter issues with accurate reflections of their investment statuses.

The Rakuten Card Premium Program and its specifics can be explored in more detail on the Rakuten website. Users are encouraged to familiarize themselves with the various options available to them and to understand the associated fees and risks involved in investment transactions.

In conclusion, the Rakuten Card app's new feature underscores Rakuten's commitment to providing cutting-edge financial solutions and enriching customer experiences. As they continue to innovate and adapt, customers can expect to see more features that could help streamline their financial decision-making processes, ultimately enhancing their overall investment experience.

For more information about Rakuten Securities and their investment trust offerings via credit payment, please visit their official website.