#United States #Dividend #Financial Growth #Palatine #Cornerstone Bancorp

Cornerstone Bancorp Declares Special Dividend

In a significant move for its shareholders, Cornerstone Bancorp, Inc. (OTCID: CNBP), the holding entity for Cornerstone National Bank & Trust Company, announced the declaration of a special dividend amounting to $2.75 per share. This announcement was made on January 27, 2026, and the dividend is scheduled to be payable on February 13, 2026, to all shareholders on record as of February 9, 2026.

Gerald F. Fitzgerald, Jr., the Chairman of Cornerstone Bancorp, expressed that the decision to declare the special dividend was made after careful consideration of the bank's capital needs and the current dynamics within the banking sector. He highlighted that this dividend represents a notable 25% payout of the unaudited earnings for the year 2025.

About Cornerstone Bancorp

Founded in the year 2000, Cornerstone Bancorp is dedicated to meeting the banking and investment requirements of families and family-owned businesses. The company operates on the principle of providing an exceptional relationship experience for its clients by heavily investing in both human resources and technology. As large banks increasingly shift towards a more institutional approach, Cornerstone has successfully attracted new clients and talent, particularly in the Chicago market.

Financial Services Offered

Cornerstone Bancorp stands out for its diverse range of commercial lending services. These include:

• - Equipment Loans: For businesses needing to finance the purchase of equipment.
• - Real Estate and Construction Loans: Supporting businesses and individuals in property ventures.
• - Operating Lines of Credit: Providing accessibility to funds for business needs.

In addition to commercial services, Cornerstone excels in wealth management offerings, providing services such as investment management, trust and custody solutions, retirement planning, as well as estate and guardianship administration.

Presence and Commitment

Headquartered in Palatine, Illinois, Cornerstone operates several offices in the surrounding areas, including Crystal Lake, Deer Park, Naperville, and Schaumburg. With a commitment to enhancing its banking services, Cornerstone Bancorp is actively involved in community development and focused on creating tiered banking experiences.

Furthermore, Cornerstone's consistent efforts in expanding its reach and services reflect the bank's adaptive strategies to meet the varying demands of its diverse clientele. In an era where personal touches are often lost in banking, Cornerstone aims to restore these values and strengthen relationships with its customers.

Looking Ahead

While the announcement of the special dividend is certainly notable, it also comes with important forward-looking statements that the bank emphasizes. They caution against placing undue reliance on such statements and acknowledge the inherent uncertainties within the banking industry. The bank acknowledges that various factors could influence its financial performance and operational strategies moving forward, including interest rate volatility, competitive pricing with other financial institutions, and evolving customer expectations.

The declaration of this special dividend reinvigorates confidence among shareholders and investors, emphasizing Cornerstone Bancorp's steady financial performance and its potential for future growth. The bank is poised to continue providing top-tier banking solutions while adapting to market needs as they arise.

For more information, visit Cornerstone Bancorp's Official Website.

Conclusion

The recent announcement from Cornerstone Bancorp marks a positive step not only for the organization itself but also for its shareholders, who will benefit from the special dividend. As the banking landscape continues to evolve, the commitment to service and relationship-driven banking remains at the forefront of Cornerstone's mission.