Alfred D. Cho Joins First National Bank as Chief Consumer Banking Officer

FNB Welcomes Alfred D. Cho

On August 26, 2025, First National Bank, a prominent subsidiary of F.N.B. Corporation (NYSE: FNB), announced an important addition to its leadership team with the hiring of Alfred D. Cho as the Chief Consumer Banking Officer. This appointment comes after the retirement of Barry Robinson, who has been pivotal in the company's growth during his 15 years of dedicated service.

A Strategic Move for FNB

Mr. Cho will take the reins of the consumer banking experience, overseeing several key areas including Retail Sales and Distribution, Small Business Banking, Mortgage Services, Consumer Banking Solutions, and Product Development. His appointment reflects FNB's commitment to strengthening its consumer banking services amidst a rapidly evolving market.

Vincent J. Delie, Jr., Chairman, President, and CEO of F.N.B. Corporation and First National Bank, expressed enthusiasm about Cho’s arrival. He emphasized Cho’s extensive 25-year background in strategic consulting, investment banking, and experience with leading financial firms such as J.P. Morgan, Bank of America, and Truist. Delie stated, "Alfred’s diverse experience and uniquely strategic mindset further augment the capabilities of a very experienced Retail Banking team."

A Legacy of Impact

The outgoing Chief Consumer Banking Officer, Barry Robinson, played a crucial role in steering FNB through challenging times and growing its operations. Delie praised Robinson for earning the trust of employees and clients during his tenure. "We wish him the very best in retirement," Delie added, recognizing the significant impact Robinson had on the organization.

Cho's Vision for the Future

In response to his new role, Cho expressed his excitement and respect for the FNB leadership team, which he has worked with in various consulting capacities over the years. He noted, "I have gained a strong appreciation for their talent, culture, and vision. I am honored to now join the management team and look forward to continuing this journey together in driving the bank's growth and success."

The new Chief Consumer Banking Officer holds a Bachelor’s degree from the University of Michigan and an MBA with High Distinction from the Stephen M. Ross School of Business. Outside of his professional career, Cho and his wife are actively involved in community engagements, including coaching youth sports and supporting educational initiatives. They are eager to embrace their new life in Pittsburgh, which will allow them to expand their local community ties.

About F.N.B. Corporation

F.N.B. Corporation is a well-established diversified financial services provider headquartered in Pittsburgh, Pennsylvania. It operates across seven states, including major metropolitan areas such as Baltimore, Cleveland, Washington D.C., and Charlotte, among others. The company boasts nearly $50 billion in total assets, with around 350 banking offices offering a full range of services that encompass commercial banking, consumer banking, and wealth management solutions.

First National Bank, the largest affiliate of F.N.B. Corporation, is celebrated for its long-standing history since its founding in 1864. Its commitment to customer satisfaction and community involvement remains a core part of FNB’s operational philosophy, establishing it as a bank that truly supports the communities it serves.

As the banking landscape continues to evolve, the arrival of Alfred D. Cho signifies an exciting direction for First National Bank, aiming for enhanced service delivery and an unwavering commitment to customer needs.