#Japan #Tokyo #payment solutions #Resona Bank #YTGATE

YTGATE's Successful Financing Milestone

YTGATE, a Tokyo-based company founded by Yuutarou Takahashi, has announced a significant financial achievement. On August 28, 2025, the company executed an additional debt financing round amounting to 160 million yen, primarily led by Resona Bank. This latest funding raises YTGATE's total financing to around 500 million yen over just two years since its inception.

Overview of the Fundraising

Since its establishment, YTGATE has strategically opted to avoid reliance on external equity. Instead, it has prioritized capital efficiency while strictly managing its Cash Conversion Cycle (CCC) to sustain rapid growth. In June 2025, YTGATE successfully secured approximately 300 million yen from a consortium of five banks: Resona Bank, Hokkokubank, Aozora Bank, East Japan Bank, and the Japan Finance Corporation. The newly acquired funds further underscore the trust of financial institutions in the company’s business model and its growth potential for the upcoming fiscal year.

The additional financing is seen as a critical step in fortifying YTGATE's business foundation, allowing the company to push forward with its growth strategies.

Details of the Fundraising

• - Amount Raised: 160 million yen
• - Primary Lender: Resona Bank and other financial institutions

With this latest fundraising round, YTGATE's total reach stands at approximately 500 million yen. For more details regarding their previous funding round in June 2025, please refer to their earlier press release.

About YTGATE

YTGATE operates with the mission of “Optimizing Payments and Connecting the World,” tackling the complex challenges of business payments through a combination of technology and consulting. The company offers integrated support that spans from strategic design to execution in improving payment processes for businesses.

Payment Consulting Services

YTGATE provides specialized consulting services tailored for payment solutions, helping businesses identify and implement optimal payment methods. They have a successful track record in aiding a wide variety of industries, including e-commerce, direct-to-consumer businesses, and global brands.

Improvement Support for Payment Approval Rates

One of the significant issues in online payments is the loss of revenue due to credit card approvals not going through. YTGATE addresses this by quantitatively visualizing and analyzing approval rates, proposing strategies tailored to each business to enhance their payment approval process.

Key offerings include:

• - Analysis of factors leading to low approval rates, such as card type, issuing bank, and time of day.
• - Collaboration with card companies to optimize rules and reduce unnecessary blocks.
• - Support for implementing programs like 3D Secure and fraud detection without negatively affecting user experience.
• - Ongoing monitoring and continuous tuning of payment systems post-implementation.

YTGuard (SaaS) Services

YTGuard is YTGATE's Software as a Service (SaaS) product that facilitates payment optimization by simply adding a tag to a website. It has garnered a wide user base, from startups to large corporations, valued for its flexibility and quick deployment capabilities even for companies with limited development resources.

Core functionalities include:

• - Real-time monitoring of payment approval rates with alert notifications.
• - Advanced fraud transaction detection in collaboration with major fraud detection solutions.
• - Proposals for recovery strategies aimed at users who abandon their carts mid-purchase.
• - Dashboard features for visualization and report generation.

Future Outlook

The funds raised in this round will be invested in expanding the features of the payment optimization SaaS, expanding marketing efforts, enhancing security and compliance frameworks, and bolstering recruitment and talent development to support business growth. YTGATE is committed to maintaining a robust financial foundation while pursuing sustainable growth to maximize enterprise value for its stakeholders.

For inquiries about services, you can contact YTGATE via their contact page.

Company Overview

• - Company Name: YTGATE, Inc.
• - Website: ytgate.jp
• - CEO: Yuutarou Takahashi
• - Location: 1-8-2 Shintomi, Chuo-ku, Tokyo
• - Founded: October 2, 2023
• - Business Focus: Payment-related consulting, improvement of payment approval rates, payment optimization SaaS

With its mission to optimize payments and connect the world, YTGATE is dedicated to enhancing payment approval rates, providing comprehensive solutions for credit card merchants both domestically and internationally. The company aims to build an optimized payment infrastructure that facilitates smoother business operations and lives across the globe.