#United States #Jericho #Esquire Bank #S&P Global Market Intelligence #deposit rankings

Esquire Bank's Top Deposit Franchise Recognition by S&P

In a recent announcement, Esquire Financial Holdings, Inc. (NASDAQ: ESQ) declared its commendable inclusion in the S&P Global Market Intelligence annual U.S. Community Bank Deposit Rankings for 2025. The ranking, which recognizes the top 100 deposit franchises among banks with under $3 billion in assets, showcases Esquire Bank's impressive growth and strategic positioning.

Esquire Bank, headquartered in Jericho, New York, is celebrated for its performance in the financial sector. This newly awarded recognition marks the second consecutive year the bank has clinched a spot in this elite list. Andrew C. Sagliocca, the Vice Chairman, CEO, and President of Esquire Financial Holdings, expressed pride in this achievement, emphasizing how the bank has successfully catered to its national verticals and local markets. By fostering deep relationships in these key areas, Esquire has built a resilient growth foundation along with maintaining industry leadership.

The recognition stems from S&P Global Market Intelligence's effort to identify the most valuable and resilient community banks, especially notable during economic fluctuations such as the Federal Reserve's tightening monetary policy. The ranking methodology evaluates banks based on eight key metrics, focusing on stable funding and efficient operations. The specific metrics include the concentration of noninterest-bearing deposits, the costs for interest-bearing deposits, and overall growth rates, among others. This comprehensive assessment highlights Esquire Bank's commitment to providing quality banking services and maintaining a low-cost core deposit base.

During the recent 2025 Deposit Conference hosted in Denver, Colorado, Mr. Sagliocca further elaborated on Esquire Bank's growth strategies. As a featured speaker at a panel titled, 'Tips from the Top Deposit Franchises', he shared valuable insights into the bank’s methodologies for achieving sustained growth. He reiterated the importance of understanding customer needs and continuously innovating banking solutions to enhance efficiency and customer satisfaction.

Esquire Bank has carved its niche in the financial sector, primarily serving the litigation industry and small businesses across the country. The bank is oriented towards providing specialized financial solutions and payment processing services targeted specifically at the litigation community, while also catering to commercial and retail customers in the New York metropolitan area. This dual focus has allowed Esquire Bank to differentiate itself in a crowded marketplace, proving that understanding and serving specific niches can enhance overall business performance.

Esquire Financial Holdings, Inc., not only showcases a successful vertical approach but has also been recognized on broader platforms. The Company has made it to Fortune's 2024 Fastest-Growing Companies list, signaling its robust expansion and operational efficiency.

Having established two branches within New York and an additional office in Los Angeles alongside an administrative center in Boca Raton, Florida, Esquire Bank exemplifies a modern financial institution that is adaptable and growth-oriented.

For more details and insights related to these rankings and methodologies, readers are encouraged to visit Esquire Bank's official website, where further information on their services and strategic objectives are available.