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OppFi Celebrates Financial Capability Month

On April 23, 2026, OppFi Inc. (NYSE: OPFI), a prominent tech-driven digital finance platform, proudly announced its celebration of Financial Capability Month by unveiling its 2025 Social Impact Report. This report emphasizes the company’s ongoing commitment to aiding the 48 million Americans who are underbanked and lack access to conventional credit services.

The report highlights how OppFi integrates social impact into its fundamental operations, thereby empowering consumers to surmount financial challenges and foster long-term financial stability. Todd Schwartz, CEO and Founder of OppFi, stated, "Our Social Impact Report demonstrates our dedication to intertwining financial inclusion and health within our core platform. Many Americans are grappling with financial issues and need a supportive partner. By honing in on their challenges, we provide timely and empathetic credit solutions, guiding them toward brighter financial futures."

2025 Impact Achievements

The 2025 Social Impact Report showcases remarkable strides made in advancing financial health and inclusion:

• - Customer Satisfaction: OppFi achieved a Net Promoter Score (NPS) of 78, testament to the company's top-tier customer service in 2025.
• - Rapid Credit Access: An impressive 77% of customers received same-day loan decisions, and nearly one-third benefited from same-day funding, addressing urgent financial needs promptly.
• - Financial Literacy Initiatives: Customers engaged with the award-winning financial literacy app, Zogo, finishing 18,297 modules on crucial financial topics including saving, smart spending, and money management.
• - Access to Financial Resources: In cooperation with SpringFour, a tool offering connections to over 25,000 vetted local resources, OppFi facilitated 173,792 financial health referrals covering wellness, housing, and utility assistance.

The full 2025 Social Impact Report is available on OppFi's website.

April Customer Empowerment Initiatives

In tandem with Financial Capability Month, OppFi launched specific campaigns to bolster financial literacy while connecting customers with vital local resources:

• - Triple Rewards with Zogo: For the month of April, users of Zogo can earn triple rewards (3x Coins) by completing educational modules on saving and debt management, enabling them to gather real-life rewards while enhancing their financial knowledge rapidly.
• - Support through SpringFour: To assist customers in managing household expenses amidst today's economic climate, OppFi is highlighting SpringFour as a key resource that helps users discover local support tailored to their needs.

About OppFi

OppFi (NYSE: OPFI) stands at the forefront of the digital finance landscape, collaborating with banks to deliver essential financial products and services to everyday Americans. The platform underscores a commitment to transparency, responsibility, and exceptional customer experience, addressing the needs of consumers underserved by traditional financial avenues. With a customer review score of 4.4 out of 5 on Trustpilot, backed by over 5,400 reviews, OppFi is recognized as a leading consumer-rated financial platform. Furthermore, OppFi holds a 35% equity stake in Bitty Holdings, LLC, which offers financing and other capital solutions to small businesses. For more details, visit oppfi.com.