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Totavi's In-Depth Analysis of the U.S. Issuer Processor Market

Totavi, a prominent fintech strategy and advisory firm, recently unveiled its comprehensive report titled 2025 U.S. Issuer Processor Market Analysis. This timely publication explores the dynamic landscape of core processors within the United States, providing a thorough examination of the key players and the underlying mechanisms driving this market.

Introduction to the Study

Published on July 9, 2025, this report draws attention to the often-overlooked processors that support card programs in the U.S. The analysis stands out for its unique comparative matrix of 10 leading issuer processors, alongside extensive projections and market dynamics that are expected to influence growth over the next decade.

Detailed Comparative Insights

The Core Processor Landscape

Totavi’s analysis includes an exhaustive comparison of several major issuers such as CoreCard, Episode Six, Galileo, i2c, Stripe, Marqeta, and others. For fintech stakeholders, this report serves as a guide, detailing critical features across more than 40 distinct criteria, including:

• - Authorization Logic
• - Card Manufacturing
• - Mobile Wallet Integration
• - Dispute Tooling

This comprehensive evaluation enables stakeholders to effectively weigh the trade-offs and benefits of each processor.

Twenty-Four Pages of Insights

Spread over 24 pages, the report is packed with figures, tables, charts, and nuanced analysis that provides clarity into the deployable capabilities and strategic implications of these processors.

A Guide for Investors and Operators

For stakeholders looking to launch new card programs or transition from existing providers, this market analysis is invaluable. It offers practical insights into:

• - Operational Guidance
• - Build vs. Buy Decisions
• - Migration Strategies

Matthew Goldman, the Founder of Totavi, highlights the importance of processors in powering payment products, stating, "While they may be invisible to cardholders, understanding their workings is vital for making informed decisions in the fintech ecosystem."

Key Market Findings

Projected Growth

Totavi’s analysis predicts that the U.S. issuer processor market will expand from approximately $8 billion in 2025 to around $15 billion by 2034, reflecting a healthy compound annual growth rate (CAGR) of 6.5%.

Modern Processor Trends

While traditional providers are expected to see moderate growth, modern processors such as Marqeta and Stripe are predicted to experience exponential growth, with market share shifting towards them. By 2034, both traditional and modern processors are poised for a roughly equal market split.

Factors Driving Market Expansion

Key drivers include:

• - Increased card transaction volumes
• - Broader adoption of embedded finance solutions
• - Rising consumer demand for developer-first platforms

Furthermore, a growing number of non-bank issuers, such as SaaS platforms and marketplace apps, are becoming significant players in this space.

Conclusion

The 2025 U.S. Issuer Processor Market Analysis is now available as part of Totavi's annual research subscription, priced at $795. This report is an essential resource for fintech operators looking for actionable insights to understand the implications of market dynamics effectively.

To dive deeper into these insights, visit Totavi's research page.

About Totavi

Totavi is a boutique consulting firm focusing exclusively on fintech, leveraging extensive operational experience in both startups and established public companies. They offer services ranging from fintech advisory to compliance and product implementation, catering to various aspects of financial technology.

For media inquiries, contact:
Aaron Berger
A/M Partners
917-355-8959
Email: aaron.berger@am-partners.com