Lumin Digital and Chimney Join Forces to Transform Digital Banking for Homeowners

Lumin Digital and Chimney Revolutionize Homeowner Banking Experience

In an exciting development for the digital banking sector, Lumin Digital, a leader in cloud-native banking solutions, has teamed up with Chimney, an award-winning fintech firm. This collaboration aims to significantly enhance the banking experience for homeowners across the United States.

Partnership Overview

On June 18, 2025, Lumin Digital announced its partnership with Chimney to integrate the innovative MyHomeTracker solution into its digital banking platform. This cutting-edge tool allows financial institutions to provide homeowners with essential insights, including tracking home values, assessing available borrowing power, and utilizing financial education resources regarding their homes—all within a seamless online banking environment.

Traditionally, many banking applications fail to offer comprehensive homeownership details, forcing users to scour various third-party websites for fragmented information. However, the integration of MyHomeTracker into Lumin Digital’s platform empowers financial institutions to deliver unified access to crucial homeowner insights. Sean Weadock, Chief Product Officer at Lumin Digital, expressed his enthusiasm about this announcement, stating, "We’re thrilled to be working with Chimney to enhance the digital banking experience for both current and future homeowners."

Elevating Homeownership Management

One of the standout features of MyHomeTracker is its ability to provide personalized loan offers based on an individual’s financial situation, all presented directly within their mobile and desktop banking applications. This integration is particularly beneficial as it addresses the needs of homeowners looking for ways to manage their most significant asset more effectively.

BCU, a purpose-driven credit union with over $6 billion in assets, is the first financial institution to implement the MyHomeTracker solution on Lumin Digital's platform. This tool will be accessible to more than 360,000 members in the U.S. and Puerto Rico, transforming how they interact with their financial services.

Bhavna Guglani, Chief Digital Officer at BCU, elaborated, "Our success is measured by empowering members to achieve their goals, including managing their homes. Chimney’s MyHomeTracker stands out for its simplicity and deep integration within our existing digital banking app, benefiting various departments from digital services to marketing."

A Data-Driven Approach

With extensive data covering 98% of the residential properties in the U.S., MyHomeTracker is set to redefine how homeowners access banking services. The tool delivers a personalized experience by harnessing a wide array of data, ultimately providing homeowners with actionable insights that enhance their digital banking journey.

Chase Neinken, Co-founder of Chimney, stated, "We believe in creating products that are not only beautifully designed and easy to use but also simplify banking. Our objective with MyHomeTracker is to evolve digital banking into the primary source for home loans. By merging Lumin Digital’s advanced platform with our innovative solutions, we are raising the bar for digital banking experiences and helping financial institutions foster deeper relationships with their clients."

Looking Ahead

As the financial landscape continues to evolve, it is crucial for digital banking platforms to adapt to the changing expectations of users. The integration of Chimney’s MyHomeTracker into Lumin Digital’s services represents a significant step forward in this journey. Financial institutions now have the tools they need to create a more streamlined and fulfilling experience for homeowners, ultimately driving engagement and customer satisfaction.

Company Backgrounds

About Chimney
Chimney, based in New York, specializes in providing modern, interactive tools that enable banks and credit unions to thrive in a digital-first environment. Recognized with multiple awards, including the FinovateSpring 2021 Best of Show, Chimney's solutions are designed to enhance user engagement and optimize data capture.

About Lumin Digital
Lumin Digital is at the forefront of digital banking innovation, offering future-ready solutions that support the growth of financial institutions throughout the United States. Their cloud-native platform is built to meet the evolving demands of both retail and business banking users, helping clients to optimize their digital banking return on investment and foster lasting relationships with their customers.

As Lumin Digital and Chimney embark on this transformative partnership, the digital banking landscape is poised for a much-needed evolution, bringing essential financial insights directly to homeowners and redefining customer service in the process.